Cards
Choose your credit card with a high limit for bad credit
Getting a card with a negative name is already a challenge. Imagine having a high credit limit in this situation. Therefore, check out in this post the best credit cards that release a high limit for negatives.
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It's not enough to have credit, also have a good limit
In this post we are going to talk about how to get a credit card with a high limit for negative credit. Therefore, there are several types of cards that many people do not know about.
Therefore, it is important to know that with the variety of offers available on the market, there are several card options that are made available to people with negative names. In addition, there are still ways to get a good credit limit.
So, don't leave it for later and follow this content until the end to learn about some of the best credit card options with a high limit for negatives. Let's go!
5 best credit cards with high limit for bad credit
So, in this list, we are going to talk about 5 of the best credit cards with a high negative limit. It is worth mentioning that they are consigned, that is, they are exclusive to INSS retirees and pensioners, as well as public servants.
In this sense, this group will be able to apply for any of these 5 cards and take advantage of their benefits and features. But of course each one is different from the other.
Therefore, each has its own characteristics, limits and benefits. For example, the limit will depend on the salary and benefits that the customer receives on account of the card being consigned.
Therefore, the greater the value of benefits or salary, the greater the limit provided by the company, bank, etc. Anyway, let's start with the first card on the list!
1. BMG Consigned
Therefore, the BMG payroll card has one of the lowest rates compared to payroll cards. In addition, it offers a service that does not charge the holder any annuity.
Regarding the credit limit, it offers up to 1.6 times the value of the benefit, that is, your income. Anyway, these are some of the advantages and features of this card.
Another feature, the flag is Mastercard, which is simply one of the most accepted worldwide and offers international coverage for purchases abroad.
However, in relation to the negatives, as it is a payroll card and reduces the possibility of default by almost 100%, they can apply for the card normally.
Annuity | Exempt |
minimum income | not informed |
Flag | MasterCard |
Roof | International |
Benefits | Cash withdrawals and purchases abroad |
How to apply for a BMG Consignado card
Learn how to apply for the card with ZERO annuity, international coverage and a limit of up to 1.6% of your salary.
2. Banrisul Payroll
Banrisul has a credit limit of up to 1.3 times the amount of income. In addition, there is no consultation with the SPC or SERASA. Therefore, even if the name is negative, the customer will be able to request the card if he is within the designated group.
Therefore, the card does not charge any annual fee and also offers very low fees and charges for customers.
It is available under the Mastercard brand. So, combined with international coverage, we can make our purchases wherever we want, as long as the establishment is accredited.
Anyway, now find out a little more about the features of the card, below.
Annuity | Exempt |
minimum income | not informed |
Flag | MasterCard |
Roof | International |
Benefits | Reduced rates and international coverage |
How to apply for the Banrisul payroll card
Check out how to apply for the card and enjoy advantages, such as a limit of up to 1.3% of your income, ZERO annuity and international coverage.
3. Inter consignment
Therefore, the Banco Inter card offers benefits that many cards available for negatives do not have, such as cashback. Thus, when using your card, the customer still receives part of the value back in cashback.
In addition, the Inter payroll card is available under the Mastercard brand, does not charge an annual fee and has international coverage.
Like the other cards, it is a payroll card and, therefore, available to retirees, pensioners and civil servants, even if they have a negative name.
Therefore, if they meet the requirements, they will be able to apply for the Inter card without any problems. Check below a summary of the main features of the card!
Annuity | Exempt |
minimum income | not informed |
Flag | MasterCard |
Roof | International |
Benefits | Banner benefits and cashback |
How to apply for the Inter Payroll Card
See how to apply for the card with ZERO annuity, cashback and brand benefits.
4. Payroll Pan
The Pan payroll card offers customers the possibility of limiting up to 2 times their salary. That is, while some cards limit credit to part of the salary, Pan exceeds the value.
In addition, like the others, it is a card accessible to the negative public. Because, as it is payroll-deductible, it does not carry out a credit analysis. However, it is worth remembering that part of your salary will be withheld for payment of the invoice automatically.
So, now see some of the main features of the Pan Consigned card.
Annuity | Exempt |
minimum income | not informed |
Flag | Visa |
Roof | International |
Benefits | No annuity and limit of up to 2x the salary |
How to apply for the Pan payroll card
Learn how to apply for the card with up to 2 times the benefit as a credit limit, ZERO annuity and Visa flag.
5. Consigned Cash
Finally, our last credit card option with a high limit for negative credit is the Caixa payroll card.
Thus, it is Caixa's most basic card made exclusively for INSS retirees and pensioners, as well as federal civil servants. Therefore, with it, it is possible to get a credit limit of up to 1.6% of your salary.
In addition, it does not charge any type of annuity to the beneficiary. Caixa also offers a lower interest rate for cardholders, further reducing expenses.
So, remembering that the card has the Elo flag and makes the Elo Flex platform available with several benefits for those who request the financial product.
So, here's some of the card's key information.
Annuity | Exempt |
minimum income | not informed |
Flag | Link |
Roof | International |
Benefits | Elo Flex Program |
How to apply for a payroll card
Check out how to apply for the card and get 1.6% times your income in a credit limit, ZERO annuity and ELO brand benefits.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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