The Inter bank credit card can be released with a low initial limit. The bank's proposal is to make credit available even to those with negative credit, which is why the initial limit is usually low. However, the customer You can increase this limit with some tips that the bank itself indicates. These tips are very simple to follow.

Furthermore, they are available to anyone. In that sense, we will show you exactly how to do it and talk about other details of the subject. So, by reading all our content, you will be ready to do all the procedures that can help you to increase your limit. Let's go!

The fact that the Inter bank credit card has a low initial limit is that in reality there is no pre-established value. That is, for bank customers who apply for the card, there is no standard.

This is because Inter bank analyzes the profile of each client individually, therefore, the amount of credit can change and vary depending on several aspects analyzed by the bank.

Like, for example, monthly income, financial history and many other information that the bank analyzes. Therefore, there is no initial minimum limit for each customer.

However, when we analyze the monthly amount received by the majority of the country's population, we can estimate an initial limit of R$1,000.00 for each customer, which may increase over time.

Quick! This is how the credit analysis period is defined by bank customers. Therefore, as it is a digital bank, the term tends to be shorter than usual in conventional banks. However, it is true that Inter coldly analyzes the client's profile. This analysis aims to deliver the best service, in a personalized way, to protect the bank and also the customer from spending amounts he does not have.

Therefore, the normal credit analysis takes an average of 7 days to complete. Of course it can linger in cases of outdated information and things like that. But overall it takes that long. Remembering that after approval, customers receive an email informing about the approval of the credit card and how long it will arrive at the residence.

The limit is customized, that is, it is usually a certain amount for each client. This means that the more you use this credit amount, it is common for it to increase as the months go by.

In this sense, a customer who has approximately R$400.00 of initial credit can use this amount several times a year. Therefore, the bank will realize that the amount is not enough. In this way, the predefined limit is increased.

This helps the bank adapt to the customer's needs. That is, never providing a lower value than necessary. However, not providing a value above the supported.

Finally, it is clear that customers with high income values can receive a credit limit far above the conventional one. But how can I increase my credit? It's simple! See the answer in the next topic.

Firstly, it is essential that all your information is always properly updated. This prevents any setbacks that might get in the way and even prevent an increase in your limit.

Another determining factor that will show Banco Inter that you need an Inter bank credit card with an initial limit greater than the current one, is to keep your invoices up to date and not to be late.

That is, even if you have 20 invoices to pay, pay all the exact dates or before they expire. This shows the bank that you are able to pay and use what is really necessary.

Also, using your credit card frequently is a great way to increase your limit. Anyway, there are several other ways you can use it, but these are the main ones.

Therefore, follow our tips for having a Banco Inter credit card and learn how to manage your initial limit and increase it over time. Also, if you don't have this card yet, read our recommended content and learn how to apply for it.