That prepaid cards have become a hand in the wheel for those who are negative, no one has any doubts. Several financial companies have even created new products to serve this public, as is the case with the Acesso credit card. If you still don't know him, it's time to find out more about him! Here we go?

Among all the prepaid cards on the market, an excellent and ideal option for those with bad credit is the Mastercard Access Card. With over 8 years of activity in Brazil and around 500,000 customers with active accounts, the Acesso credit card has become the leader in processing, managing and issuing prepaid cards in the country.

But before we talk about the Acesso credit card, let's talk about its issuing bank, Acesso Bank. Considered yet another digital bank that joins competitors such as Nubank, Banco Inter, Neon and C6 Bank, it is a new bet by the fintech specializing in Access payment solutions.

With a goal of conquering 30,000 new accounts per month, the startup's goal was to create a product that offered the best user experience online or offline. And it worked! With no entry barriers, Acesso Bank has been taking over the market and becoming one of the darlings of the segment.

But it's not for nothing! The digital bank makes life much easier for its customers, allowing, for example, the sending and receiving of money via electronic transfer (TED) to any bank without charging fees or tariffs. In addition, we also have the Acesso credit card, which is precisely the focus of our text.

Also called Acesso Card, the Acesso credit card is a product offered by its issuing bank to its users. From the Mastercard brand and with international coverage, this product's differential is the fact that it allows the use of money from the digital account in the credit function at any establishment in Brazil or abroad.

In addition to this ease, a very positive point of the Access card is that it is also approved for those who have a negative name. As it is a prepaid card, that is, rechargeable, and it is possible to use only the money deposited in it, there is no possibility of your issuing bank incurring financial losses.

Precisely for this reason, Acesso Bank does not require a minimum income, nor does it consult with credit protection bodies, in order to release credit cards to its users. It is worth remembering that, in this case, the function is on credit, but the money is deducted at the time according to your balance, as if it were a debit.

Also, due to this functionality, it is not possible to pay in installments. With that, those who don't have much financial organization can benefit a lot from this card, since you spend what you have. In other words, no more excuses for you not having your credit card Access!

To acquire your Access Card, you need to pay R$ 14.90 for the card or, then, make a top-up of R$100.00. In this last option, there is no need to pay any fee to have the card, which is an excellent differential compared to the others in the market.

Finally, among the main observations regarding this card, we have:

Oh, and remember: although your Access Card is prepaid, you need to deposit an amount on it to be used, it must always be used as a credit function in your purchases, okay? Trying to spend it on debit will not be possible, so avoid this “mistake”.

Knowing that lack of financial control is the main cause of default in Brazilians, having a prepaid credit card is a guarantee of keeping your name clean. But if you are the person who already has problems with the restriction of your CPF, a card of this type will also be very useful, considering that conventional credit cards will be refused.

Thus, one thing is a fact: the Acesso credit card will only provide you with several benefits! But if you still have doubts about this, then keep reading our texts because any questions regarding the benefits of the card will be resolved. How much do you want to bet?