The Next credit card does not have a predetermined initial limit for every customer. Therefore, this determination is made based on the credit analysis. But, it is true that the minimum limit revolves around R$500.00. In addition, with the proposal to approve the card for negatives, many customers receive this approval only with the minimum amount.

But that's not all, to better understand how the card's credit limit is determined, you need to evaluate some important points that we will show you in this text. Don't leave there, happy reading!

The Next credit card limit ranges from R$500.00 to R$5,000.00. Although not pre-established for each customer, these are the base values that the bank works with when carrying out the individual financial analysis of each one.

Speaking of financial analysis, this point is very important when we think about credit card limits. Therefore, to establish your limit, the bank takes into account some important points such as:

Therefore, in view of the bank's limit margin, these are the main factors analyzed when releasing your credit.

It's quite simple, we must understand that when we apply for the Next credit card, the bank's team collects all our information and performs a credit analysis that will determine whether we will be approved or not.

Therefore, the first thing is to provide all the necessary information in an up-to-date and error-free form. That is, check more than once that all information is correct.

This will directly determine your approval. Another factor is credit history. Therefore, it is essential that you are not in default and pay all purchases on time. Therefore, people who have debts are less likely to be approved. Or, if they have received card approval, they will likely have a much lower limit than expected. 

Anyway, these are the main tips, but on the Next website you will find much more.

The Next credit card limit varies depending on each case and the profile of the client requesting it. Therefore, the initial threshold value can change due to many different aspects. However, there is an estimate that was made after analyzing a series of customers who had already applied for the card and received a credit approval after a certain time.

In this way, it is understood that the initial limit average is R$500.00. See below for more details on how the card limit works.

As we saw in the previous topics, the minimum and maximum limit of the Next card is from R$500.00 to R$5,000.00. Varying according to the financial profile and credit analysis carried out by Next's financial team.

However, generally the initial value for many customers revolves around R$1,000.00, considering the income of the majority of the population and workers in Brazil.

But in that regard, there are ways we can use to our advantage to get the highest initial threshold value we can. In other words, speed up the limit increase process over the months.

The main tip is to have a good credit history. That is, if you already have other credit cards or services that you paid for on time. This can be a big help in getting a Next credit card with an initial limit. louder than you can.

Furthermore, if you want a Next card to call your own, read our recommended content below.