Before talking about the negative Carrefour card, we want to explain that this plastic has a credit card. That is, it guarantees discounts at the supermarket, in addition to being accepted at thousands of Visa or Mastercard accredited establishments.

The card is ideal for frequent purchases in stores. Above all, pay your purchases in up to 24 interest-free installments. In addition, track purchases through the carrefour app.

This option is free of charge if you make at least one purchase at Carrefour per month. So, know that it is a useful credit card for online purchases, even in foreign stores. Also, order without leaving home. 

Certainly, those who are customers of the company will have more chances. If the registration is old, for example. Consequently, your chances of approval increase.

Therefore, follow the details of this card that has immediate approval, little bureaucracy and guarantees cheaper purchases. And, still, find out if it can be requested by negative people. So let's go!

We know that having a dirty name can be very complicated. Since many companies, banks and financial institutions fail to approve credit. Data from this year show that 63 million Brazilians are indebted!

However, there is a way out of this. Mainly, with strategies to clear the name gradually.

If you happen to need a Carrefour card for negative credit, know that there is a credit analysis. That is, the company's recommendation is to try. But approval is not guaranteed.

Just to exemplify, in the request, the finance research is authorized. No doubt the credit bureaus will be consulted. As well as score and bank accounts.

In addition, the CPF is consulted in the Credit Risk System of the Central Bank of Brazil (SCR). In addition, Serasa's positive record is also a source of research.

Finally, those who have a dirty name and already have a Carrefour card can rest assured. If the situation is different, know that many restrictions and low scores reduce the chances.

On the other hand, try after 30 days. The tip is to clear the name little by little. Certainly, as the days go by, your CPF ratings improve. Thus, it increases your chances of getting the credit card.

Primarily, approval is immediate with a clean name. However, we know that many do not. But Carrefour asks that you be over 18 years old and have a valid CPF. In addition, you must have proven minimum income and proof of residence. 

With your data in hand, CPF queries at credit bureaus, in addition to the institutions mentioned above, will be made. However, there is a 9 working day deadline for a response. Approval arrives via email or messages.

Also, apply for the card in stores or online. In addition, the deadline for the arrival of the card is 2 weeks, but you can make purchases with the digital version in the application.

Finally, negatives have little chance of approval. In the meantime, follow how to apply for the Carrefour card. Even negative, see the tips!

Likewise, start by consulting the debts that influence the order. That is, access platforms such as Positivo Consumer or Right Agreement. Once you know which debts, see which ones are easier to negotiate.

Recent pendencies are easier to settle. Along the same lines, interest rates are low and it is possible to guarantee low installments. As soon as the first installment is paid, the restriction will leave the CPF.

After that, wait for 30 days. Then go to the Carrefour card website. Then click on the “order yours now” tab. Soon after, inform CPF, email and cell phone number. Also, accept the terms.

Entering your personal data is the next step, as well as proving income and residence. Once this is done, wait for the credit analysis and approval. Even if the score is low, the release can happen, for example.

Finally, don't worry if you don't have approval. Anyway, after 30 days make the request. In the meantime, secure negotiations to clear the name. To facilitate the application process, follow the steps described in the recommended content below.