Among the various card options offered by Caixa, you can make a comparison to choose which one best suits your needs. So, today, we are going to introduce you to the Caixa Nacional card or Caixa SIM card. In both options, you have advantageous installment options and more than one flag option.

In this sense, see the characteristics of the cards to find out which one fits you best. Check out!

So, let's start by talking about the Caixa Nacional card. To begin with, it is one of Caixa's simplest options, with annual installments starting at R$5.25, that is, the price of a snack per day.

And in addition, the card also has 3 flag options: Visa, Elo or Mastercard, which are considered the largest flags in the world and you can choose the one that best meets your needs and the annuity will be charged according to the chosen flag.

By the way, the coverage of your card is national, that is, you can buy at hundreds of partner establishments in Brazil. with a credit limit of at least R$800.00.

That way, if you have a high credit score and good CPF conditions, your limit will probably be higher.

Now, let's get to know more about the Caixa SIM card. It is ideal for low-income people because it is more affordable and also has reduced interest rates, also on overdraft, credit card and CDC.

For example, in the overdraft, the fees are 8.99% per month and you are still exempt from the annuity on your credit card.

In terms of unmissable conditions, the card also has life insurance and covers credit limits if the cardholder dies. By the way, the fee for this service is only R$25 per month. It's worth saving on streaming services and investing in your future, isn't it? Especially because the fee is returned in mobile phone bonuses.

Thus, the card still has international coverage and contactless technology, by approximation. And you, still guarantee all the advantages of the Elo flag.

We've already introduced you to Caixa Nacional, so let's talk about advantages, shall we? Initially, the card has three flag options, Elo, Mastercard and Visa, so you choose the one you like best and participate in programs such as Vai de Visa and Mastercard Surpreenda.

And besides, you have up to 40 days to pay for your purchases and you can pay in up to 24 installments. But be careful with the interest, okay?

Among other advantages, the card's annual fee starts at R$5.25 per month and the credit analysis is much less rigorous than other Caixa cards!

Among other advantages, the SIM card is free of annual fees, has reduced interest rates and international coverage.

And in addition, you can control your credit limit through the app, it guarantees all the advantages of the Elo brand, you can shop online, nationally and internationally. In fact, you can hire an additional card.

You can also pay your invoice in up to 36 installments, receive your invoice by email and receive all your expenses via SMS for free, in addition to being able to control them through the Cartão Caixa application. In fact, you can pay your purchases in up to 24 installments with interest.

At Caixa SIM Elo, you guarantee advantages such as Elo WI Fi, Basic Residential, Auto Emergency, Installation and Fixing, Clube Elo Mania that can be exchanged on the Elo platform for advantages that are more interesting to you, such as Auto, Home, pet and Life.

At Caixa Sim Visa, you get an Extended Warranty when you purchase a product with Sim Visa, in addition to the product manufacturer's warranty.

What's more, if you buy a product with a Visa SIM and then find a cheaper one, you'll be refunded the difference. By the way, there is protection against theft or accidental damage.

Unfortunately, not only the benefits of living with Caixa Nacional, there are also negative points. Starting with the coverage, which is national, so you can't shop in other countries.

By the way, you can also only apply for the card by going to one of the Caixa branches in person, that is, you cannot apply online, by phone or through the application.

Among the disadvantages of Caixa SIM, only people over 18 or emancipated 16 years old can apply for the card.

There are advantages and disadvantages to the Caixa Nacional and Caixa SIM cards. To do so, you need to evaluate your credit score, name of credit agencies, financial situation and other requirements to know which one is the best option.

Again, at Nacional, you can only shop in Brazil but it is a more basic and affordable option. On the other hand, SIM coverage is international and has very attractive interest rates. Still, there are other options available in the market. So, see the content below.