To choose a good credit card, you need to evaluate your financial situation and credit score, as well as knowing if you have any restrictions on your name and how to prove your income, as these are minimum requirements before opting for a card. So, Caixa Mulher card or Digio card, which is better?

To help you choose a card that simplifies your financial life instead of making you spend more, check out the following article!

There are financial products that are exclusively intended for certain categories, such as the Caixa Mulher card, made exclusively for women.

In this sense, you also need to have an account at Caixa Econômica Federal to request the card. Therefore, if you are not a current account holder, create an account at the institution before choosing to request the card.

We recommend that you have no restrictions on your CPF, as Caixa carries out a very careful credit analysis and, if there are any outstanding debts in your name, it will reject your application!

Furthermore, this card works in a similar way to other cards, for example, you can make purchases using debit and credit and the limit is made available according to the credit analysis.

The Caixa Mulher card brand is the Elo brand and has international coverage and you can also make purchases online and in physical stores.

Now that you know about the Caixa Mulher card, let's introduce you to the Digio card. With it, you'll be able to manage your finances through the super intuitive app, in addition to having the Visa card, the second most accepted card in the world!

There is also DigioStore where you can get discounts to participate in promotions and buy various products. In fact, you can shop online and in physical stores.

To apply for the card, simply proceed with the online application and wait for approval. Then, wait for the credit analysis, which varies from person to person.

Among the advantages, the absence of an annual fee is one of the most notable, as you can enjoy the services without paying anything for it!

It also has advantages such as being able to change the invoice due date through the app, as well as personal credit for entrepreneurs to invest in their business, ranging from R$150.00 to R$5,000.00.

Another advantage is that you can also have life insurance and car insurance that provides 24-hour service in addition to special pension for women with coverage in case of pregnancy.

Finally, there is also the rewards program that you can manage through the Caixa Cartões app!

First of all, Digio does not charge revolving interest, so if you are late with your bill you won't have to worry about being charged revolving interest!

Secondly, there is the DigioStore platform, which belongs to the Digio bank and where the customer gets discounts on products and services.

Furthermore, Digio does not charge an annual fee and has a Visa brand. This means you can participate in a rewards program called Vai de Visa.

Another advantage is that, with Digio, you can also transfer your salary, track your expenses and income with your credit card, and plan your finances through Digio. In addition, you also have access to Grana Extra, a personal loan from R$1,000 to R$1,000 with interest starting at R$2,971 per month and you can pay in up to 24 installments on your card bill.

At Digio, your money also earns 100% of the CDI and you can withdraw it at any time. You can also pay your bills, invoices and bills directly from your cell phone, receive and send money without time limits and make deposits generating bills of up to R$20 thousand.

Finally, you can still take advantage of DigioClub, a Livelo points program that has three plans to serve the public, as well as, you can buy with discounts of up to 60% in partner stores, through Descontinhos and receive part of the purchase value back with DigioCashback.

Initially, one of the negative points of the Caixa Mulher card is the need to prove income of at least one minimum wage when applying for the card. In fact, credit analysis by credit agencies also tends to prevent some women from accessing it.

And speaking of which, the card is only available to women, so men need to opt for another card!

Previously, we said that a good credit card needs, above all, to be consistent with your financial situation, so let's look at the negative points of Digio.

Firstly, the card only has a credit function, meaning you can only pay in installments.

And, besides, you won't be able to pay the minimum amount on your bill if you can't pay your bill, so you need to be careful not to end up in debt!

Now that you know how the Caixa Mulher or Digio card works, you can now decide which is the best option for you. On the one hand, you have a card exclusively for women. On the other, a multi-purpose card for everyone.

However, the Caixa Mulher card requires a minimum income, but the Digio card does not. Still, if none of these options are what you want in the world, there are others available on the market, see the recommended content below.