Cards
Online Caixa Mulher card: no annual fee and Elo Flex benefits
With the Caixa Mulher online credit card, you can save on your purchases and have the peace of mind of accessing an annual fee-free card so you can enjoy even more. Learn all about this financial product here.
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Card option that brings more savings to your purchases
If you're looking for a card with no annual fee and an app to manage everything on your credit card, you might like the Caixa Mulher online card option.
From there, you access a card that is totally free of annuity and still offers several benefits from its flags.
Annuity | Exempt |
minimum income | not informed |
Flag | Elo or Visa |
Roof | International |
Benefits | Flex link Go Visa Program Elo Mania Club |
That way, you can access everything from insurance and purchase protections to discounts and promotions in stores! Thus, you save even more on your orders.
In the post below, you will find out about the main features of the Caixa Mulher card online and see how you can apply for it!
How does the Caixa Mulher online card work?
In summary, the Caixa Mulher online card is a conventional credit card created for the female public to be able to make physical and online purchases in an easy, practical and economical way.
It can be issued under two different flags, thus allowing the public to access the benefits of each flag.
In this way, when choosing the Caixa Mulher card with the Elo brand, you can access 5 Elo Flex benefits that help make your life easier, such as Residencial Basic and Clube Elo Mania, which offers discounts at partner stores.
Already with the Visa flag, you can access discounts and promotions on your purchases with the Vai de Visa program. In addition, you can also access price protection and insurance on your purchases.
In this way, by having the Caixa Mulher card online, you can access several benefits that help you in your day-to-day life and guarantee a better shopping experience.
What is the annual fee for the Caixa Mulher card?
At first, the Caixa Mulher online card was created to be a more practical and economical option for the female public.
That way, when applying for this card, you can access a credit card that is totally free of annual fees.
Thus, every month you only pay for the purchases you made in the month, without having to pay any other hidden fees.
What is the limit of the Caixa Mulher online card?
When looking for a credit card, the information that everyone wants to know is the maximum limit that can be accessed with it.
However, it is not possible to define exactly the limit value that you can access with the Caixa Mulher card online.
This happens because, in order to define the limit, Caixa performs a credit analysis. Thus, from it, the bank analyzes your financial history and income to define a limit value that fits your life.
Thus, in order to know the limit value that Caixa releases for you, it is necessary to carry out the bank's credit analysis.
How to increase the Caixa Mulher card limit?
Although it is not possible to know at first the limit that Caixa releases, the bank still allows you to request an increase in the amount released.
That way, if you believe that the released limit does not fit your financial life, you can contact the bank to request a higher limit value.
To do this, you just need to get in touch directly through the box on the service channels or go to a Caixa branch so that they can carry out a new credit analysis.
In both cases, it may be necessary to have your official document with a photo, CPF and updated proof of income in hand so that they can carry out the analysis.
Is it worth applying for the Caixa Mulher card online?
So far, you've learned a little more about the Caixa Mulher card online and you know its main features.
But to know if this credit card option is really worth it, you need to analyze the positive and negative points of this option. Let's go!
Benefits
In summary, the main advantages offered by the Caixa Mulher card are the benefits you can access with the card's flags! Below you can see more about them in detail.
shopping discounts
With the Caixa Mulher online card under the Elo and Visa flags, you can access discounts on purchases of various products.
The two flags have partner stores that offer discounts and special promotions on your purchases so that you can always save on them.
Insurance and shopping protection
When applying for the Caixa Mulher card online under the Visa flag, you have access to insurance and very interesting purchase protections.
This way, all your purchases are protected against theft, and if you find the same product you bought at a lower price, the brand can return the difference in value.
More economical
Finally, the Caixa Mulher card may be a more economical option for you, as it has no annual fee. So you don't have to worry about paying another fee every month.
Disadvantages
Despite the advantages, the Caixa Mulher online card also has some points to be desired in its solution.
Cannot increase limit through app
The Caixa Mulher card is an option that you cannot perform all actions through the application it offers.
For example, to request a limit increase, you need to contact the bank and send your documents again.
Nowadays, the vast majority of banks allow you to carry out this operation with a few taps from the application, without the need for further bureaucracy with sending new documents.
Cannot be issued under Mastercard
Although the Caixa Mulher online card offers the possibility of being issued under the Elo and Visa brands, it would be interesting if it also had the option of being issued under the Mastercard brand.
Nowadays, Mastercard is the most accepted brand in establishments in the country, and it offers interesting benefits, such as Mastercard Surpreenda, which has a points program.
Does not have a points or cashback program
Finally, despite the proposal of the Caixa Mulher card being a more beneficial card for women, we see that it does not offer simple benefits that the public always asks for, such as a points program or cashback.
How to get a credit card at Caixa?
If you liked what you've seen so far about the Caixa Mulher card online and want to apply for one, you need to learn how this process works!
Therefore, to request it, you can download the Caixa Sim application or go to a branch with your personal documents to fill out the membership form.
Thus, Caixa will analyze your financial profile and in a short time you will receive the approval of the card.
To find out in more detail how the application for the Caixa Mulher card is made online, check out the post below that shows all the information for you.
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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