There are hundreds of credit card options currently available, and this raises questions about which would be the best option. With that in mind, today we are going to show you the Caixa Mais card or Caixa SIM card so that you can compare the two options.

Incidentally, both are offered by Caixa Econômica Federal, a Brazilian public financial institution that offers high quality financial services and products. Check out!

First, this is one of several cards offered by Caixa Econômica Federal. It has international coverage, and the Elo flag.

In this sense, you still participate in the Caixa Points Program and enjoy all the advantages of the Elo brand. By the way, it is a great option for people with low income.

And besides, to make international purchases in person, just look for the Discover or Diners Club International brands in commercial establishments, and for withdrawals, look for the Pulse brand at ATMs. Also, to apply for the card, you must be over 18 years old, or over 16 years old, emancipated or assisted by your father and with your own income.

Also, the annuity is R$207.00 in 12 installments of R$17.25 and you are guaranteed a 50% discount on the first annuity.

So, let's get to know more about the features of the card. With it, for a fee of only R$25 per month, you can have access to life insurance that covers credit limits when the cardholder dies and even receives the amount back in mobile phone bonuses.

In addition, it is recommended for people with lower than usual incomes, as well as low interest rates for overdrafts, which are 8.99% per month. By the way, you are exempt from the annual card fee if you enter into an overdraft.

Among other features, the card is international, that is, you can shop in Brazil and in other countries and you can even pay by approximation in addition to having all the advantages of the Elo flag.

Among the advantages, a bonus of 2,000 points that will be credited right after payment of the invoice for the first purchase made and 1.2 points for every U$1.00 spent.

And in addition, you can pay your purchases in installments without interest and without entry, in addition to being able to pay in installments for airline tickets and tourist packages, national and international, but they need to be in Reais.

Also, the credit limit is in accordance with the credit analysis being at least R$1,000.00 and you can still finance the outstanding balance of your invoice, including for international purchases after paying the minimum of your monthly invoice.

It is undeniable that a good credit card will also have great advantages, so it is, with this card. To begin with, the annuity fee exemption and the interest rates that are lower than those of other credit cards.

And besides, you can use the card in Brazil and in other countries, because it is international.

Likewise, with the Cartão Caixa application, you can control your credit limit, contract an additional card, control your card bill and even pay your purchases in up to 24 installments with interest, still guaranteeing all the advantages of the Elo brand.

Despite all this, you couldn't pay your bill? Don't worry, Caixa allows you to pay in up to 36 installments and you can receive everything by email and your expenses via SMS for free!

Unfortunately, not everything is rosy and there are some disadvantages of the Caixa Mais card. For example, only people over 18 years of age or 16 years of age emancipated can apply for the card, that is, if this is not the case, look for other cards available to you.

Like the Caixa Mais card, Caixa SIM is also recommended only for people over 18 years of age or 16 years of age who are emancipated and have their own income.

After this analysis, we can see that there are positive and negative aspects of the Caixa Mais card and the Caixa SIM card. Therefore, you need to evaluate the points, as well as assess your current financial situation to identify the best choice for you.

But if you still can't resolve it, click on the recommended content below to see another comparison!