At first, the C6 Bank card or Nubank Ultravioleta card are two very attractive options in the digital banking market. In this sense, both offer a digital platform to easily and securely control expenses, in addition to several other benefits.

Therefore, today we are going to talk a little about both cards, as well as their positive and negative points. Thus, you can assess which best suits your financial needs. Want to know more? Read on!

First, do you know C6 Bank? Well, it is a fintech created in 2018 with the aim of competing with other digital banks in the financial market, such as Nubank and Inter. 

In this sense, the company needed to innovate to attract the attention of new customers, and it did so with style, creating the first credit card that was completely personalized by the user. So, when ordering your card, you can choose the color and name that will be printed on it. Amazing, isn't it? 

In addition, the card has the Mastercard brand and is International, that is, you have the opportunity to participate in the Mastercard Surpreenda benefits program. In addition, C6 Bank offers the redemption of prizes and cashback through the Átomos Program, which accumulates points each time you use the card.

In this sense, the C6 Bank card does not require a minimum income. However, you go through a thorough credit analysis. Therefore, it's important to make sure you don't have any restrictions on your name before applying for yours. In addition, the card limit can reach up to R$5,000.00, but it varies from customer to customer according to the individual analysis that is carried out by fintech. 

Anyway, to order your C6 Bank card, just download the C6 Bank app from the App Store or Google Play and open your account. Then, just follow the step-by-step instructions on the app's main screen.

Surely, you've heard of Nubank. Fintech emerged in Brazil in 2013 with the mission of offering customers the same products and services as a traditional bank, but completely online and without bureaucracy. 

Thus, it has become one of the most popular digital banks on the market, offering several advantages over the years. Today we are going to talk about the Nubank Ultravioleta card, which can be considered another benefit in the form of a Premium card that fintech brought you. Let's go!

First of all, to apply for the card you need to inform your CPF on the Nubank website and join the waiting list, where a credit analysis is also carried out to assess whether the product is available to you. Therefore, it is not required to have a minimum income, but your card limit will depend on this analysis. 

So, if your card request is accepted, you can control all transactions through the Nubank app, which you can download for free from the App Store or Google Play. 

Furthermore, the Nubank Ultravioleta card has the Mastercard brand and is international. In addition, it offers several benefits, such as cashback and the Mastercard Black loyalty program. However, a monthly fee of R$49.90 per month is charged, with the possibility of exemption if you spend more than R$5,000.00 for 3 months or have R$150,000.00 invested in Easynvest.

Well, the positive point that stands out most in the C6 Bank card is the free annual fee. That is, you do not pay any fees to have yours. 

Also, you can customize your card with your favorite color, and you can choose which name you want printed on the plastic. In addition, you also accumulate points through the Atoms Program, which can be exchanged for thousands of products at the C6 Store, or if you prefer, you can also exchange them for cashback. 

So, by having the Mastercard brand, you can also be part of the Mastercard Surprise loyalty program and enjoy all its benefits.

Right now, the main advantage of the Nubank Ultravioleta card is that it offers 1% cashback to the customer on any purchase made. In addition, the value does not expire and yields 200% at the CDI until redeemed. What's more, you can also convert cashback to miles if you like. 

So, the card is International and has an exclusive design made of metal. Also, the only information printed on the card is your name. That is, all other data, such as the number and security code, can only be accessed by you through the app. 

In addition, you also have the Mastercard Black loyalty program, which offers benefits such as protected purchase, travel health insurance, luggage insurance, among others.

Without a doubt, we know that every credit product offers advantages, but it also has its negative points. So let's talk a little about the negative aspects of the C6 Bank card. 

First, the credit analysis is done in an extremely detailed way, that is, it may take some time before you know if your request has been approved. 

In addition, if you delay payment of the card bill and want to pay the minimum amount, interest of 2% is charged on the total amount, in addition to interest on revolving credit and IOF. 

First, the Nubank Ultraviolet card has good benefits, but it also has some disadvantages. 

Thus, the one that stands out the most is the monthly fee of R$49.00 per month to have your card. In this sense, it is possible to be exempt from the monthly fee if you spend around R$5,000.00 in the last 3 months, or have R$150,000.00 invested in Easynvest. However, these are requirements that make the Nubank Ultravioleta card not accessible to many people. 

In addition, after making the request, the customer enters a waiting list and also undergoes a credit analysis to verify his score with the SPC/Serasa.

Well, the C6 Bank card or the Nubank Ultravioleta card are two good options for those looking for a digital service with credibility and security, in addition to exclusive benefits. So, both have international coverage and cashback programs, which is an added attraction.

However, the cards also have some disadvantages that can be decisive points when making your choice. Therefore, it is important to check which option best suits your financial needs before applying. 

But if you've come this far and still have doubts whether the C6 Bank card or the Nubank Ultraviolet card meet your needs, no problem! So, check out the recommended content below for more options!