First of all, the Bradesco Neo card or the Next card are two credit card options with no annual fee and exclusive benefits for Bradesco and Next bank customers! And what's more, both have the Visa brand and all the benefits it offers!

So, both present attractive proposals for customers, as well as being very practical and simple to use cards. Check out!

To begin with, the Bradesco Neo card is the new launch from Bradesco bank with exemption from annual fees in the case of spending around R$$50 reais per month, as well as several other exclusive advantages!

So, if you're looking for practicality and autonomy, this card is what you need! It has international coverage and all the benefits of the Visa brand, as well as loans, consortiums, financing and many others!

And best of all, it also has an app so you can perform all the card's functions through it.

As well as making purchases online, having access to subscription services and several other benefits and services such as paying bills directly through the app!

Therefore, the Bradesco Neo card is in no way inferior to other cards already known on the market! So keep reading to find out more about it!

Well, the Next card is part of the Next digital bank, which is a 100% digital and free institution, that is, all services are done through the institution’s website or application!

In this way, you can count on the practicality, security and technology in the services offered by Banco Next, which is also known in the market for being a competitor of banks such as Nubank and Banco Inter.

Furthermore, the Next card is very simple to apply for. Just install the app on your cell phone, available for Android and iOS, and create a digital account. Then, you can apply for the card, which will then undergo a credit analysis!

So, one of the first advantages of the Bradesco Neo card is the exemption from the annual fee in cases where monthly expenses exceed R$$50.

And in addition, you also have access to several cultural benefits such as a 50% discount at Cinemarck movie theaters, as well as a discount on the Bradesco Combo (small popcorn + 500 ml of drink) and a 50% discount at Teatro Bradesco with exclusive service!

Another advantage of this card is having access to the SOS vehicle service, with 24-hour assistance and no cost for your car, as well as various insurance policies offered by the bank!

To top it off, Bradesco Neo card customers also have access to a 15% discount at several partner restaurants, as well as access to the Bradesco Cartões app, which provides access and greater convenience to all these services!

Well, the first advantage of the Next card is the exemption from annual fees. This is because, unlike the Bradesco Neo card, the Next card does not charge a maintenance fee for card services!

And what's more, it has a super intuitive and simple-to-use application that can be downloaded on any mobile device, available on Google Play and Apple Store.

Another advantage is that the card entitles you to several discounts at partner companies such as Uber, Natura, Livraria Cultura, Cinemark and many others.

Finally, Next also has a cashback program in which you receive a certain amount of money back after making purchases using your Next card!

In other words, you make purchases and receive money in exchange for that and you also have access to several discounts and incredible offers that the bank offers. Awesome, right?

So, the first disadvantage of the Bradesco Neo card is the annual fee.

This is because you will only be exempt from the annual fee if you make minimum purchases per month of R$50, that is, with values below this, an annual fee of R$240 will be charged, which costs around R$20 per month.

This means that you need to do the math to find out whether it is more advantageous to stop paying the annual fee of R$240, or to make monthly purchases with minimum amounts of R$50, to be exempt from the charge!

And besides that, another disadvantage is that it is not a good card option for those with bad credit, as it is a card that undergoes credit analysis at agencies such as SPC and SERASA!

Therefore, before opting for this card, do some research, especially if you have a bad credit history, as there are other options on the market that are more accessible for those with bad credit!

Well, most of the services and plans offered by Banco Next for the Next card are free, including the annual fee as we mentioned earlier.

Unfortunately, there are also services that are charged, for example, to register to start a relationship with the digital bank next, there will be a fee of R$30 (thirty reais).

And in addition, it also charges a minimum income of R$$4000 reais, which for people with bad credit and low scores and in debt, is a huge disadvantage!

Likewise, there is also a charge for home delivery of the debit card in the amount of R$3 (three reais). In other words, even though it offers free services, there are some charges! Therefore, carefully analyze the pros and cons of this card, so that the expenses do not exceed the advantages!

Well, the Bradesco Neo Card or the Next Card are two card options with different proposals, but which offer comfort, security and practicality in the delivery of financial services. Therefore, do a good analysis between them before choosing one or the other!

But if you still have doubts, check out a new card comparison below that we bring in recommended content: