Can't decide between BMG card or BBB card? Read on to find out what its advantages and disadvantages are. This way, you can make this decision more safely!

First of all, it is worth remembering that both cards have international coverage and offer various benefits to their customers. Therefore, it is important that you analyze each one of them and evaluate which one is best for your financial life.

Below you will learn more details about the BMG card and the BBB card. Continue reading and compare!

The BMG card is a practical and modern card, perfect for those looking for more practicality and ease in their daily lives. Its international coverage allows the user to make purchases in Brazil and abroad. In addition, the BMG card offers several exclusive advantages and benefits.

Its Mastercard brand allows customers to register for Mastercard benefit programs, such as Mastercard Surpreenda, in addition to guaranteeing discounts at partner stores.

The BMG card does not charge an annual fee – a fee charged by most traditional credit cards. In addition, as it is linked to a digital bank, you must register before applying for your card. First, you will receive your debit card and you can also request the credit function, which must be approved.

Do you want to know even more about the BMG card? Continue reading and check it out!

The Brazilian Business Bank card is a great option for those who are negative, but still want a credit card. This is because the BBB card does not carry out a credit analysis or require a minimum income. An amazing opportunity, isn't it?

In addition, the BBB card has international coverage. That is, through its modern application, you can have financial autonomy and use your card for purchases in Brazil and abroad in a practical and hassle-free way.

However, it has some peculiarities. The BBB credit card works on a prepaid basis. That is, it is necessary to load the card in order to use it. Thus, it is not possible to make purchases in installments and there will be no invoice, as with conventional credit cards. Therefore, it will be much easier to control finances, without the risk of spending more than you can.

In addition, the customer himself can choose which flag he prefers: Visa or Mastercard. Both are incredible options, as they are accepted in most establishments across the country. And the user will still be able to enjoy the discounts and programs offered by each flag. But stay tuned: you can only choose between one of the two! And each has its own unique benefits.

Therefore, review all the characteristics of the BBB card and see if it is the best option for you!

How about getting to know more unmissable advantages about the two cards now? Let's start with the BMG card!

One of the positive points of the card is that the application process and the control of your account are done online, through the bank's website or app. This brings much easier to our routine, doesn't it?

In addition, the card has cashback programs, which return part of the money spent on your transactions. Amazing, don't you think? The Poupa pra Mim program rounds up the cents of your purchases and stores them in a virtual piggy bank. When this value reaches R$ 50.00, your money is invested in a safe investment and it can be redeemed easily and quickly.

With the Volta pra Mim program, you get back part of the amount spent on debit and credit transactions. In the debit function, you can receive up to 0.30% of the amount. On credit, this percentage reaches 0.80%. A good way to save some money at the end of the month!

Read now about the positive points of the BBB card to make your decision with all the information at hand!

As we have already mentioned, a great attraction of the BBB credit card is that you can apply for it even if you are negative. This is because the bank does not consult the CPF at Serasa and SPC, in addition to not having to prove income.

In addition, the card has a modern application, which makes life much easier for its customers! With the app, you can make purchases, carry out transactions, among many other functions.

Finally, if you are looking for personal credit, even with a dirty name, the BBB card may be the ideal choice for you. With it, you can make your request in amounts ranging from R$ 3,500 to R$30,000. But be aware: this amount is like a loan, it is not a credit card.

After knowing all the good points of cards, it's time to talk about their disadvantages. That way, it will be much simpler to choose between the BMG card or the BBB card. Let's go?

One of the drawbacks of the BMG card is the fact that it is linked to a digital account. In this way, even if you already have a current account at another bank, you will need to create a new one at BMG bank.

In addition, although the customer already has access to the basic plan of the Volta pra Mim cashback program, it is necessary to pay a monthly plan to have better benefits.

Even with all the benefits offered by the BBB card, it is important to know its negative points as well. This way, you can make your decision consciously!

Well, the fact that the BBB card is prepaid has its pros and cons. Although it is great for controlling finances, as you do not have to pay interest and bills, it is not the best option for those who want to make purchases in installments. Thus, you can only use it after recharging the card. Also, the top-up fee is R$ 3.25.

Furthermore, the card charges some fees to use its functions. For example, for joining and sending the card there is a fee of R$ 44.99. In addition to this amount, you must pay a monthly fee of R$ 7.00. So stay tuned to avoid unexpected charges!

Well, after knowing all the advantages and disadvantages of cards, it's easier to choose, don't you think? Let's remember your strengths!

Both cards are international and have exclusive benefits. The BMG card has no annual fee and offers interesting cashback programs to its customers.

The BBB card is ideal for those who are negative, as it does not perform CPF analysis. In addition, it offers personal credit to its users, even if it has a dirty name.

So, evaluate your financial situation and make the decision that suits you best: BMG card or BBB card? Still in doubt about the best option? No problem! Read the recommended content below and discover new cards!