Cards
Is the Blubank card reliable?
The Blubank prepaid card was created in 2019 to be a super launch in the credit card market. Thus, it has annuity exemption, international coverage, Mastercard brand and does not consult the SPC and SERASA. But, is the Blubank card reliable? Read this post to find out!
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Ideal card for negatives
So, Blubank is an institution that launched the Blubank prepaid card in 2019. It is an ideal financial product for negatives, as it does not consult credit agencies, such as SPC and SERASA. But, is the Blubank card reliable?
Also, if you want to know the answer to this among other questions, keep reading and check it out!
How to apply for the Blubank card step by step
Discover the step-by-step process on how to apply for a Blubank prepaid card with no annual fee and ideal for people with negative credits.
How does the Blubank card work?
So, the Blubank card is a prepaid financial product that offers a credit limit from R$500 to R$3,500 very quickly and without consulting credit protection agencies, such as SPC and SERASA.
That is, if you are negative, it may be a good card alternative for you.
And, in addition, to request the card, simply fill out a registration form and pay an invoice in the amount of R$44.90, which refers to the membership fee, postage and production of the Blubank card.
But, it is important to mention that the credit offered by the company works as a personal loan modality in partnership with Simplic.
Thus, it has interest rates between 2.97% to 17.90% per month or 42.90% to 621.38% per year.
So, before opting for Blubank, it's good to consult your budget and other options available on the market, to find out if it really is the best decision to make.
What are the advantages of the card?
So, the Blubank prepaid card has several advantages, the first of which is the fact that it is an annual fee-free card.
That is, you do not have to pay an annual fee to keep the services and benefits of the card active.
And, in addition, to apply for the card, it is not necessary to have a bank account, making the process much more unbureaucratic.
Furthermore, it is also not necessary to prove any monthly income, as the bank does not consult the SPC or SERASA.
Another advantage is that it has a Mastercard flag and international coverage, that is, you can buy in national and international stores.
And, to top it all off, you will have a digital account at your disposal where you can make withdrawals, payments, transfers and various other financial services!
Know everything about the Blubank card
Find out what are the main characteristics and advantages of the Blubank credit card, such as exemption from annuities and absence of consultation with the SPC and SERASA.
What fees and charges are charged?
So, the Blubank card does not charge an annuity to access its services. Thus, the only fee charged is that for joining the card in the amount of R$48.99, which is paid through a bank slip at the time of release to prepare and send the physical card to your home.
Therefore, it is not necessary to worry about the collection of fees and tariffs with regard to the Blubank prepaid card.
What do people say about the Blubank card?
So, the Blubank card was launched in 2019 and, since then, more than 23.5 thousand complaints have been made on Reclame Aqui, with 100% being answered and the consumer's grade was 7.15.
Thus, several customers allow themselves to adhere to the card, as, unlike other cards on the market, it does not consult credit agencies, that is, even if you have a dirty name, you can apply for the Blubank card.
So, is the Blubank card reliable?
Well, from our research, it can be said that the blubank card is reliable. But, before choosing to apply for this card, consult your budget and the other cards available on the market, to find out if it is the best alternative for you.
That's because, the card works as a loan and with interest rates that in the long term can become a big problem.
But if you still choose to request it, click on the recommended content below and we'll teach you step by step.
How to apply for the Blubank card step by step
Discover the step-by-step process on how to apply for a Blubank prepaid card with no annual fee and ideal for people with negative credits.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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