Cards

BBB card or Superdigital card: which one to choose?

Do you want to choose between a BBB card or a Superdigital card? Because both are cards with security, 100% digital account and exclusive offers! Check out!

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BBB x Superdigital: find out which one to choose

Cartão BBB ou Cartão Superdigital: qual escolher? Imagem: Dinheiro bem cuidado
BBB card or Superdigital card: which one to choose? Image: Money well taken care of

Initially, the BBB Card or Superdigital Card are two card options with proposals such as international coverage, digital account, discount programs and offers from the Visa and Mastercard brands respectively. In this, they are cards that are worth analyzing to know which is the best option.

Then, we will show you all the services that these two cards offer, as well as the pros and cons, so that you can make the best choice! Check out:

How to apply for the BBB card

Do you have a dirty name, but want to have financial autonomy? Check out the Brazilian Business Bank credit card and how this option can be ideal for your case.

How to apply for the Superdigital credit card

If you have doubts about how to apply for the Superdigital credit card, after this text you will definitely not have any more!

Superdigital BBB
minimum incomeOn requestnot required
AnnuityExempt12 x of R$7.00
FlagMasterCardVisa or Mastercard
RoofNational and internationalInternational
BenefitsNo annual fee and unlimited purchases
Control your expenses easily through the app
Mastercard Surprise
Several discounts from Visa or Mastercard partner stores, etc.

BBB card

Cartão BBB ou Cartão Superdigital: qual escolher? Imagem: Senhor Finanças
BBB card or Superdigital card: which one to choose? Image: Mr Finance

At first, the Brazilian Business Bank card is an ideal card for those who are negative, as it does not require proof of income or analysis of the CPF and, it even brings several offers from the Visa flag. In this, to use the card, it is necessary to pay all the bills, so that it is recharged.

Furthermore, the BBB card is issued by Brasil prepagos, if the card is Visa, and is issued by ZenCard, if the card is Mastercard. That is, it is up to you to choose the flag.

As we mentioned, to use the BBB card it is necessary to recharge it monthly in the amount of R$7.00. So, the payment of this slip must be made at an ATM, or through the BBB card app, or through Internet Banking. After payment, you will have access to benefits.

Also, the BBB card has international coverage, that is, you can have access to products and services that can only be found in international stores. Also, you can have the Visa or Mastercard flag, however, you cannot have both at the same time.

You can also request a personal credit, being able to receive the amount of R$500.00 reais to even R$3,500.00 reais. Too much isn't it? Therefore, the BBB card has several interesting products that we cannot find on other cards, so it is worth taking a look!

Superdigital Card

Cartão BBB ou Cartão Superdigital: qual escolher? Imagem: FDR
BBB card or Superdigital card: which one to choose? Image: FDR

Well, the Superdigital card is also ideal for negative people. That's because, it doesn't make analysis in credit bureaus like SPC and Serasa, and also doesn't make proof of income. That is, for people with a dirty name, it is a great card option.

So, Superdigital offers two models of credit cards: the prepaid Mastercard Internacional and the virtual card. Regarding the prepaid Mastercard Internacional, it is a card that allows the customer to make purchases anywhere in the world, as well as withdraw funds from Banco 24 Horas networks and still have access to the Mastercard Surpreenda program.

As it is a prepaid card, the customer needs to add money to the Superdigital account in order to use it. That is, when making purchases with the card, it works in the credit function, however, the amount is deducted at the time of purchase, as if it worked in the debit function.

And in addition, there is also the Superdigital virtual card that allows you to shop in online stores safely and comfortably. However, there is no withdrawal function because it is a virtual card. Therefore, the Superdigital card allows you to choose between two models and even gives you access to a virtual card!

What are the advantages of the BBB card?

Well, the Brazilian Business Bank card has several advantages, for example, it has a modern app full of functions to bring security and comfort in the financial transactions you need to make. And besides, it is available in both Android and iOS versions.

Another advantage of the BBB card is that it can have the Visa or Mastercard flag, at the customer's discretion. That is, you can choose which flag you want to have on your card. Remembering that it is not possible to choose both at the same time!

And in addition, there is also the fact that the card does not do a credit analysis or proof of income, being a great card for negatives. That is, it is a more practical model and without bureaucracy!

What are the advantages of the Superdigital card?

So, let's get to know the advantages of the Superdigital card:

  • Initially, the first advantage is the transfers to other banks for the amount of R$5.90 per operation, and the first one is free;
  • And in addition, there is also the advantage of issuing a balance or statement at any ATM in the Banco24Horas network for R$2.00 (very affordable);
  • Withdrawals at any ATM on the Banco24Horas network: R$6.40
  • Extra physical card or 2nd copy: R$14.90
  • Ticket issuance fee: R$2.90
  • Withdrawals abroad through the Cirrus Network: R$19.90

And in addition to all these benefits, the Superdigital card also entitles the customer to 1 free withdrawal or transfer per month to other banks, plus 1 physical card and 5 additional cards. Therefore, the Superdigital card has more options for users!

What are the disadvantages of the BBB card?

Cartão BBB ou Cartão Superdigital: qual escolher? Imagem: Brazilian Business Bank
BBB card or Superdigital card: which one to choose? Image: Brazilian Business Bank

Among the disadvantages of the BBB card, we have the monthly bill that needs to be paid to keep the card services activated. This is because there are several current cards on the market that are free of maintenance fees and are more interesting to apply for.

What are the disadvantages of the Superdigital card?

Initially, the first disadvantage of the Superdigital card is that the customer cannot rely on pre-approved credit. That is, you can only make purchases using the card if you have an available balance on your account, and you cannot pay for purchases in installments either.

And in addition, to have access to the digital account, it is necessary to make purchases above R$500 per month, to become completely exempt from the annuity. That is, in the month in which you do not use this amount, you will have to pay the annual fee normally. If so, most of the time you will need to pay this fee.

Therefore, the Superdigital card is a good option for negatives, however, it is necessary to analyze whether the monthly fee is worth it when applying!

BBB card or Superdigital card: which one to choose?

Well, the BBB Card or Superdigital Card are credit card options for those looking for security, Visa or Mastercard options, digital 100% account and offer and discount programs. And yet, it brings several interesting products!

But if you're still having doubts, we've separated another analysis for you to take a look at the recommended content below!

Saraiva Card or Pan Card?

Whether the Saraiva card or the Pan card, both have annuity exemption and international flag. Check out more information about them here!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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