Cards
BBB card or Neon card: which one to choose?
Be it the BBB card or the Neon Card, both seek to offer quality services and have international coverage! Compare and choose!
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BBB x Neon: find out which one to choose
Initially, the BBB card or Neon Card are two very attractive card options with international coverage, annuity waiver and offer and discount programs for customers, as well as being good options for those with negative credit cards.
And in addition, they offer two Visa or Mastercard flag options, however, they have a time-consuming credit analysis, with several criteria!
So read on to see the pros, as well as the cons, of these two cards!
How to apply for the BBB card
Do you have a dirty name, but want to have financial autonomy? Check out the Brazilian Business Bank credit card and how this option can be ideal for your case.
BBB card
At first, the Brazilian Business Bank card is an ideal card for people with a dirty name.
That's because, it doesn't require proof of income and doesn't do credit analysis at credit bureaus, as well as offer programs!
And besides, the BBB card is a card issued by Brasil prepaid, if it is Visa, and will be issued by ZenCard, Mastercard.
That is, you choose which flag you want to use on your credit card. In this, to make use of the card, it is necessary to recharge it!
So, in order to use the BBB card, it is necessary to recharge it monthly in the amount of R$7.00. In this, you must pay the bill at ATMs or through the app itself or Internet Banking. Then the benefits will be released for use!
The BBB card has international coverage, that is, you can have access to products and services that can only be found in international online stores. It also guarantees access to national stores!
And just as, when looking for loans, you can apply for personal credit, being able to receive the amount of up to R$3,500.00, being a very interesting alternative!
neon card
Initially, the Neon card is a card that does not charge an annuity, that is, you do not pay a maintenance fee to access the card's services.
In this regard, Neon has a free digital account that gives access to all card services such as bill payment and financial transfers that can be made directly through the Neon bank app. To do this, just open the account and request the physical and virtual cards.
To apply for the Neon card that has international coverage, it is enough for the customer to be over 18 years old, RG and CPF and apply through the Neon bank app.
After that, Neon bank will start the customer's credit analysis. This analysis is usually time consuming and very thorough, depending on Neon's criteria!
Therefore, the Neon card is a credit card model that has several advantages and services that bring more comfort and security to bank customers.
And in addition, the Neon card is practical when using the services through the digital account app!
What are the advantages of the BBB card?
At first, the Brazilian Business Bank card has several advantages such as: it has a modern app full of functions to bring security.
And in addition, practicality and convenience when paying bills, making transfers and other financial transactions, including applying for loans!
It also has the Visa or Mastercard flag, leaving it up to the customer which flag to use on the BBB card!
Remembering that it is not possible to choose both at the same time! That's because, each one has specific discount programs and offers!
There is also the fact that the BBB card does not do credit analysis and does not require proof of income, that is, it is a great option for people with a dirty name, as well as, it is a less bureaucratic model compared to other models on the market!
What are the advantages of the Neon card?
Well, one of the advantages of the Neon card is that it does not charge an annuity, that is, you do not have to pay to maintain the card's services, as well as having an application that is considered one of the most modern on the market!
And in addition, the Neon card has a Visa flag with international coverage, giving customers discounts and offers such as the Vai de Visa program, and even allows customers to shop in national and international stores! Too much isn't it?
There is also the option to pay invoices through automatic debit and the request and closure of the Neon account in the Neon bank application are completely free.
And in addition, Neon bank customers are entitled to 1 free monthly withdrawal!
What are the disadvantages of the BBB card?
Among the disadvantages of the BBB card are the monthly bill that needs to be paid to keep the card services activated, that is, unlike other cards, BB requires a fee to be charged to keep the card services activated!
What are the disadvantages of the Neon card?
Well, one of the biggest disadvantages of the Neon card is the fees charged by the Neon bank, which are considered high for transfers and in the case of paying in installments.
And besides, the approval of the Neon card is time consuming and usually presents some difficulty according to Neon's criteria!
BBB card or Neon card: which one to choose?
BBB | Neon | |
Monthly payment | R$7.00 reais | free |
minimum income | is not required | not required |
Roof | International | International |
Flag | Visa or Mastercard | Visa |
Benefits | Several discounts from Visa or Mastercard partner stores, etc. | Visa benefits |
Well, the BBB Card or Neon Card are credit card options for those looking for security, Visa or Mastercard flag options, digital account and offer and discount programs. Therefore, choosing one of these cards will not be an easy task!
But if you're still having doubts, we've separated another analysis for you to take a look at the recommended content below!
Saraiva Card or Pan Card?
Whether the Saraiva card or the Pan card, both have annuity exemption and international flag. Check out more information about them here!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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