Cards
BBB card or Inter card: which one to choose?
Be it the BBB card or the Inter card, both seek to offer quality services and have international coverage! Compare and choose!
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BBB x Inter: find out which one to choose
Initially, the BBB card or the Inter card are two very attractive card options with international coverage, annuity waiver and offer and discount programs for customers, as well as being good options for negative cards, as they have an accessible credit analysis. .
So read on to see the pros, as well as the cons, of these two cards!
How to apply for the BBB card
Do you have a dirty name, but want to have financial autonomy? Check out the Brazilian Business Bank credit card and how this option can be ideal for your case.
How to apply for Inter credit card
Do you want to know how to apply for an Inter credit card? Then read our text and find out!
BBB card
Initially, the Brazilian Business Bank card is an international card, ideal for negative people, because it does not require proof of income, as well as, it does not carry out a credit analysis at credit bureaus such as SPC and SERASA, and also has several offers and discounts.
Furthermore, the BBB card is a card issued by Brasil prepagos, if it is Visa, and will be issued by ZenCard, if it is Mastercard. That is, you choose which flag you want to use on the card when you make your purchases, and for that, you need to recharge it!
So, in order to use the BBB card, it is necessary to recharge it monthly in the amount of R$7.00. In this, you must pay the bill at ATMs or through the app itself or Internet Banking. After that, card benefits will be released for use!
And just as, when looking for loans, you can apply for personal credit, being able to receive the amount of up to R$3,500.00, being a very interesting alternative!
Inter Card
Well then, the Inter card is a credit card with international coverage, unlimited free withdrawals at the 24-hour Bank and even approximation technology. In addition, it has the Mastercard brand, and includes all the advantages such as Price Protection, Purchase Protection and Extended Warranty Insurance.
So, Inter's credit card is one of the most complete in the market, it doesn't charge annuity and is exempt from charging several services!
To apply for the card, simply install the application on your cell phone and open an Inter bank account. After that, just apply for the Inter card! In this, there are three card categories for you to choose from, Gold, Platinum and Black, and it has easy approval for those who have a bank account!
What are the advantages of the BBB card?
At first, the Brazilian Business Bank card has several advantages, such as a modern application full of functions to bring security, practicality and comfort when paying bills, financial transfers, and even applying for loans!
And in addition, the card also has the Visa or Mastercard flag, leaving it to the customer's own discretion which flag to use on the BBB card! It is important to mention that you cannot opt for both flags at the same time!
Then, there is also the fact that the BBB card does not carry out a credit analysis or require proof of income, that is, it is a good option for people with a dirty name, as well as, it is a less bureaucratic model compared to other models on the market. !
What are the advantages of the Inter card?
Well, the first advantage of the Inter card is the absence of annuity, because the Inter bank does not charge a maintenance fee for the credit card. And in addition, the Inter card has the lowest interest rates in the financial market!
When applying for the card, you will immediately receive the debit card. And throughout use, you can apply for the card's credit function! Also, Inter offers a cashback program, that is, you earn money back when using the card!
Another advantage is the free TEDs with scheduling option, as well as withdrawals at Banco 24 Horas and the Saque e Pague network. And in addition, you have access to an app full of functions and investment options. You can also deposit money into an account via bank slip, deposit a check with image reading on your cell phone.
It also has salary portability; gift card rewards; real estate credit and payroll loans. Therefore, Inter is a card full of interesting features!
What are the disadvantages of the BBB card?
Among the disadvantages of the BBB card is the bill that needs to be paid every month to keep the card services activated, that is, unlike other cards, the BBB requires a fee to be charged to keep the card services activated!
So, among the amounts charged we have:
- Fee for acquiring the card, in the amount of 39.99 reais;
- Fee for card recharge, in the amount of 3.25 per ticket on the Visa flag, and 3 reais on the Mastercard flag;
- Also, a monthly fee of 7 reais for a Visa and 7.90 for a Mastercard;
- Transfer fee between prepaid cards, in the amount of 1.10 per operation on Visa and 1.50 on Mastercard;
- Checking the balance at the 24-hour cashier also has a fee of 1.25 for each query on both flags.
Therefore, when purchasing a Brazilian Business Bank credit card, you must understand that you will have to pay higher fees than if you were looking for a credit card directly from issuing financial institutions. That is, it may not be a good alternative!
What are the disadvantages of the Inter card?
Well, among the disadvantages of the card are the charge for the 2nd copy of the card with a credit function in the amount of R$15, as well as, to use the service channels for cash withdrawals, the charge is R$30. And the card's revolving interest is 7.7%.
BBB card or Inter card: which one to choose?
BBB | Inter | |
Monthly payment | R$7.00 reais | free |
minimum income | is not required | depends on the category |
Roof | International | International |
Flag | Visa or Mastercard | MasterCard |
Benefits | Several discounts from Visa or Mastercard partner stores, etc. | Mastercard Benefits, Cashback Program, etc. |
Well, the BBB Card or Inter Card are credit card options for those looking for security, digital account, offer and discount programs, as well as several other benefits for customers that only these banks can offer!
But if you're still having doubts, we've separated another analysis for you to take a look at the recommended content below!
Saraiva Card or Pan Card?
Whether the Saraiva card or the Pan card, both have annuity exemption and international flag. Check out more information about them here!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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