Since you need a credit card, how about considering and deciding between Bahamas card or Digio card?

In short, the Bahamas group is traditional for having a large supermarket chain and offering a branded credit card, which provides discounts for purchases and also the possibility of having a credit limit with a low score, for example.

On the other hand, the Digio card is one of the best known digital banks, with low fees and a good initial credit limit for customers, who, even if negative, can get a good digital account, especially if they receive a salary through the Digio account.

Therefore, below we will bring a comparison between the two cards that can be useful for credit purchases, but are also famous for the advantages and discounts attached, which in the long term, generates a lot of savings.

So, follow us in this comparison and find out which card can best meet your needs, taking into account savings, credit payment and also financial organization. Let's go!

Just to illustrate, the Bahamas group has existed since 2005 and has numerous supermarkets throughout the country, in addition to operating as a credit card administrator with specific types for food and fuel expenses, among others.

Since it is a company with more than 21 years of experience, the credit card is very useful for customers of the chain who do not have high scores and need to make monthly purchases, not to mention the possibility of having an Elo card accepted in other parts of Brazil .

Not just a card for individuals, but also an option for companies. The Bahamas card has low fees for these audiences and also collaborates with sales and employees. That's because it also offers agreements to facilitate your business's expenses with food and gasoline.

Undoubtedly, it is ideal for customers who need to buy on credit in the country. It can be ordered online and has a quick release most of the time. Thus, you can shop for the month and also spend your limit in other stores.

As soon as digital bank cards appeared, such as Nubank, Digio followed the same profile, requiring an invitation to order and appearing as the only ones with very few fees, excluding mainly the annuity, which attracted a lot of people.

Known as a bantech, that is, the security of banks with the technology of a fintech, Digio is a digital bank that does not even have a face-to-face functionality, that is, the order is made through the app, as well as the movement of the account.

In this sense, Digio was created through Banco do Brasil and Banco Bradesco with the attractiveness of being one of the cheapest on the market, without charging a maintenance fee or any interest on the revolving, for example.

Since it is also a digital current account, it yields more than savings and allows withdrawals from the Banco24h networks through the application, that is, carry out all the authorization remotely and only confirm the operation when withdrawing money, which speeds up a lot, not and even?

In any case, this is a cheap, wide-ranging credit card, and yet, it can be a partner for a company looking to save on benefits for its employees, but see in detail other benefits of the Bahamas card below.

Although Digio may seem like “more of the same”, it is the only one that has the DigioLoja, where you can buy cheaper products with the cashback received in transactions, which we will explain further below. In addition, this card offers many benefits as described below.

Whether you like it or not, a card that doesn't allow international purchases can be a problem. The Elo flag is accepted in thousands of establishments in Brazil, but if you need to pay for apps from other countries, you won't be able to.

In addition, approval is more guaranteed and the card will be more useful if you are already a customer of the brand, so if you have a store nearby, know that the credit analysis will be more lenient for your case, not to mention that there is an annuity for any card type.

Among the main disadvantages is the delay in the arrival of the card, which between the request, analysis, approval and arrival can take 30 days for some cases and of course, depending on the location.

Although there are no fees, such as an annuity, for example, you pay for withdrawals to be made on the Banco24h network, another issue is the limit, which can only be increased after three months of use and correct payment of invoices.

But, after all, what is the choice between a Bahamas card or a Digio card?

Because of negative experiences, many people give up using credit cards, but here, both are cheap in terms of fees, allow purchases using credit at various establishments and offer discounts on purchases through partnerships.

Furthermore, once you've gathered the information brought, you'll be able to understand which card will be useful in the long run and how the limit will be spent, be it for simpler payments, such as streaming or high purchases, like those monthly in supermarkets.

Finally, evaluate the cost of each option and place your order without leaving your home, just sending the documents and waiting for the required credit analysis for both, which do not accept negative customers.

But if even with the details brought you haven't made up your mind, calm down! Next, our team prepared another interesting comparison that can expand your range and demonstrate more examples that meet your financial profile, so click below and continue with us.