Cards
Atacadão Card or Renner Card: which is better?
What do you think about choosing between the Atacadão card or the Renner card to get weekly discounts, interest-free installment options and much more? Check out our comparison.
Advertisement
Atacadão x Renner: find out which one to choose
But, after all, why decide between the Atacadão card or the Renner card?
Although many stores and supermarkets invest in credit cards, it is necessary to opt for those that are broader, that is, those that have a brand and allow purchases anywhere.
With this in mind, we will provide more details about the Atacadão card, which is accepted in thousands of international establishments, with withdrawals, discounts and exclusive promotions.
On the other hand, the Renner card has more than one option, credit flag and 10% discount on any purchase as soon as you have the card.
Furthermore, we will compare each of them in detail so that you can make cheaper purchases, pay in a more advantageous and secure way and still be able to access any purchase in credit mode, so stay with us.
How to apply for the Atacadão card
Discounts every day, interest-free installments, loans and much more. Enjoy the benefits of the Atacadão card!
How to apply for the Renner card
Choose between two cards that offer discounts, interest-free installments and much more!
Atacadão Card | Renner Card | |
Minimum Income | not informed | not informed |
Annuity | 12x of R$ 11.99 | 12x of R$ 11.90 |
Flag | Mastercard or Visa | Mastercard or Visa |
Roof | International | International |
Benefits | Pay in up to 10 installments for purchases at Carrefour or Atacadão drugstores Get interest-free installments in specific sectors, such as tires, household appliances, mattresses Choose from 14 invoice due dates Install the invoice in up to 24 installments | Don't pay an annual fee when shopping in the store every month Get 10% off your first purchase Start paying installments after 30 days Choose between two types of card, with and without a brand |
Atacadão Card
With more than 260 stores spread throughout Brazil, the Atacadão chain is synonymous with low prices, a large quantity of products and a gigantic structure, so, as it is a place to “fill your cart”, many people prefer to buy with a credit card.
Therefore, buying with your own card brings many more advantages, especially if you already have a registration with the supermarkets, as the chances of approval increase.
This means that Atacadão performs a credit analysis to release a product that has an international credit option and can be used like a traditional card.
As the customer uses it, they get discounts, but they can always pay in interest-free installments in some sectors, such as in the case of household appliances, where the customer can divide their purchases into up to 3 interest-free installments.
So, apply for your credit card, always pay less for wholesale purchases and even get installments for emergencies.
Renner Card
Renner is undeniably one of the largest clothing and accessories chains in the country, therefore, it has two types of card: one with an international flag and the other allows purchases only in stores and with partners.
In order for many customers to take advantage, the basic Renner card has no annual fee and is accepted at Renner, but also at Camicado and Ashua, also offering discounts.
On the other hand, Meu Cartão Renner has a credit flag, an app for transactions, offers installments of up to 5x without interest in physical stores and can be used as soon as it is approved.
In addition, there are more than 50% discounts at more than 200 partners, with the possibility of using your limit in any online store or for payments on Netflix, Spotify and iFood.
Much like a store card, it is wide and has contactless payment technology.
What are the advantages of the Atacadão card?
Once the credit card is approved, the Atacadão customer can use the limit for purchases in stores and other locations, so without further ado, check out the advantages below.
- Request up to 4 additional free cards;
- With interest, pay the bill in up to 24 installments;
- Apply for the Atacadão loan and receive the money in up to three days;
- Always pay less for wholesale products;
- Get discounts on your monthly purchases.
What are the advantages of the Renner card?
The chance to choose one of the cards according to your financial profile makes the Renner card quite accessible, so follow us for details on more benefits below.
- Have an international card with few fees;
- Pay the annual fee only when you do not use your credit limit in the store;
- 10% discount for first payments;
- Pay for purchases in up to 5 interest-free installments, or in the case of perfumes, 10 installments;
- Ask for the card in the store and after approval, use it even if it hasn't arrived.
What are the disadvantages of the Atacadão card?
Even though it has benefits, the Atacadão card ends up offering few chances of interest-free installments when compared to other networks. Furthermore, the annual fee reaches R$$143.88 per year and will be charged monthly regardless of use.
You are likely to pay high interest when you need to pay the bill in installments, which must be worth more than R$$50.00, so even if the installment plan reaches 24x, be careful with the high fees to be paid.
What are the disadvantages of the Renner card?
First of all, know that people with bad credit will hardly have access to any of the Renner card options, unless their credit rating was bad after the card was active.
Then, the annual fee payment will appear if you use the limit for any purchase, except for Renner, so the customer is obliged to buy monthly at the store to avoid paying the fee.
Atacadão Card or Renner Card: which one to choose?
After the comparison, were you able to decide between the Atacadão card or the Renner card?
In short, both have an international credit flag and are ideal for saving on wholesale purchases of products, clothing, accessories and cosmetics.
However, they have a monthly annual fee and some fees for installments and withdrawals, which do not influence when your accounts are up to date, so the tip for deciding safely is to consider what your greatest need is.
The moment you reach your conclusion, you will know which is best, so don't worry if you haven't reached your verdict yet.
Below, we have prepared a new comparison of cheap credit cards, with credit flags and which may be ideal for those with bad credit, so keep reading and don't miss out on this chance!
PagBank card or Atacadão card
If you are looking for a card that offers several discounts at partner stores, international coverage, Visa or Mastercard flag and other advantages. Check out the comparison!
Trending Topics
How to prepare for Caixa exams
See here how to prepare for Caixa's competitions and start your banking career at one of the main banks in Brazil!
Keep ReadingBradesco loan or SIM loan: which is better?
Bradesco loan or SIM loan: do you know which one is the best option when taking out a personal loan? Check the conditions!
Keep ReadingHow to apply for a Blue Itaucard Gold Mastercard
Do you want to know how to apply for a Blue Itaucard Gold Mastercard card? So stay tuned! Here we will explain the process step by step.
Keep ReadingYou may also like
Get to know Millennium BCP Personal Credit
Have you ever thought about hiring up to €15,000 to go on a trip or fill your house and do everything online? If so, get to know the Millennium BCP Personal Credit that makes it possible for your goals to come true. Check out!
Keep ReadingHow to apply for the Buscapé card
Request the Buscapé card through the Banco Pan app or through the shopping comparator and enjoy cashback of up to 2%. See below how to subscribe to this card without annuity.
Keep ReadingKnow the daily financial mistakes
Want to know what are the main financial mistakes we make on a daily basis? Continue reading and find out.
Keep Reading