Cards
Atacadão Card or Pernambucanas Card: which one to choose?
Atacadão Card or Pernambucanas Card: do you know which one is the best financial credit product option? Check the conditions of each one and choose the ideal one for you!
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Atacadão x Pernambucanas: find out which one to choose
To begin with, the Atacadão Card or Pernambucanas Card are two card options that are among the best on the market. This is because they have several offers so you can shop at Atacadão and Pernambucanas stores.
So, to learn a little more about the advantages and disadvantages of these cards, we've brought you a comparison for you to do an analysis. Check out!
How to apply for your Atacadão card
Find out right now everything you need to do to apply for your wholesale card.
How to apply for a Pernambucanas card
The Pernambucanas card may be perfect for you! However, how to request it? Learn today step by step and all your options.
Atacadão | Pernambuco | |
Minimum Income | not informed | not informed |
Annuity | 12x of R$ 11.90 | Basic: Free Graphite Link: 12x R$ 24.99 |
Flag | Mastercard/Visa | Link |
Roof | International | International |
Benefits | Atacadão and Carrefour exclusive discounts and offers | Exclusive discounts and offers in Pernambucanas |
Atacadão Card
So, the Atacadão card is a financial product from the Atacadão network, which is part of the Carrefour group, being the largest wholesaler in Brazil, present in several locations.
In this sense, it is an ideal card for those who frequent Atacadão stores, Atacadão drugstores and Atacadão gas stations, being accepted in all stores in the chain.
Therefore, the card can be used for various features and you can split your purchases up to 24 installments, and at Atacadão and Carrefour drugstores you can split your purchases up to 10 interest-free installments.
It is important to mention that the card offers “Premium Invoice Insurance” in which if you become unemployed or disabled, your invoice of up to R$5,000 is paid by the network itself. Too much, right?
So, for people who frequent stores frequently, it becomes a very attractive card with several other advantages as we will show below.
Pernambuco Card
Well, the Pernambucanas card is a credit card that is divided into 4 cards, the Basic; Flex Link; Elo Mais and Elo Grafite, very similar with few singularities.
And, in addition, you have no annual fee and a limit for purchases in cash and another limit for purchases in installments of up to 12 installments.
Therefore, you can request the cards at any of the Pernambucanas stores, just have your personal documents in hand and go through a credit analysis.
Thus, it is possible to request only the most basic option through the application. To do this, follow the steps below.
- Install the Cartão Pernambucanas app, available on Google Play and App Store;
- Then, open the app and tap “Request your Pernambucanas card”;
- Then, fill in the requested data and choose the proposal;
- Finally, if approved, just go to one of the stores to pick it up and you'll also get a 10% discount on home and fashion products.
Therefore, if you usually frequent Pernambucanas stores, it is one of the best credit card options on the market for you!
What are the advantages of the Atacadão card?
So, the Atacadão card is one of the great new features of the Carrefour network with several advantages, the first of which is the fact that you can pay for your purchases in up to 24 installments.
And, in addition, at Atacadão and Carrefour drugstores you can pay for your purchases in up to 10 interest-free installments. Incredible, isn't it?
Another advantage is that, at Atacadão Stations, the deadlines for paying for fuel are longer and can take up to 70 days to pay the amount spent on fuel.
And, as it has international coverage and Mastercard and Visa brands, you can use the card in all Atacadão and Carrefour group stores.
As well as in establishments accredited by the Visa and Mastercard network in Brazil and in international stores.
This means that you also guarantee access to the Mastercard Surpreenda and Vai de Visa programs, as well as several other advantages of these two brands.
Another important point is that you can pay your bill at any bank or lottery, making it more practical when paying your bills.
And, in addition, when making your payment at any cashier at Atacadão stores, the credit limit is released instantly, meaning there is no need to wait days for the credit to be released.
Just as money can be redeemed, it can also be done at any 24-hour self-service ATM.
Another great advantage of Atacadão is the 14 due date options, that is, you choose the date on which you will pay the invoice.
Furthermore, you do not need to have a minimum income or a high credit score to apply for the card, but you will still undergo a credit analysis carried out by Banco CSF (Banco Carrefour Soluções Financeiras).
What are the advantages of the Pernambucanas card?
Well, the Pernambucanas card has several advantages, the first of which is the fact that you can choose the card's expiration date from up to 6 different dates.
And, in addition, customers who use the Pernambucanas card have a longer period of time to pay for purchases made in the store. This is because there are fifty days to pay for fashion and home products, as well as more than thirty days to purchase household appliances.
Another advantage is that you can check limits and invoices, as well as several other functions through the network application.
And, in addition, the most basic option, which does not have a flag and which can only be used in the company's stores, can also be requested through the application.
Therefore, the card invoice arrives by email and can be paid at lotteries, banks, online or at any store in the network.
It can also be paid in up to 12 installments.
What are the disadvantages of the Atacadão card?
Well, one of the biggest disadvantages of the Atacadão card is the credit analysis carried out by the network.
This is because, despite not charging a minimum income or credit score, the analysis is carried out, making it difficult for some people with negative access to it.
Furthermore, it does not have a points or installments program, to give the network's customers more options.
Therefore, before opting for this card, look at the other options available to see if it is the best for you.
What are the disadvantages of the Pernambucanas card?
So, one of the biggest disadvantages is the fact that you need to go in person to one of the chain's stores to request the card.
This is because, of the four credit cards available, only one of them can be requested through the app. On the other hand, to order the others, you have to go to one of the stores.
Another disadvantage is that the Pernambucanas stores app is considered bad by most users through online reviews.
Finally, the company does not have any loyalty program for card customers.
Atacadão Card or Pernambucanas Card: which one to choose?
Well, the Atacadão Card or Pernambucanas Card are two card options that have all the credibility, security, transparency and offers that Pernambucanas and Atacadão stores offer to their customers!
Therefore, make an analysis of the cards that are available on the market and see which one is the best option for you. And if you still have doubts, see some recommended content below about the shopping cards we brought here!
Saraiva Card or Pan Card?
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About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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