Today, we'll talk about some reasons for you to choose between the Atacadão card or the Passaí card!

While many credit cards are on the market, you need one that is useful for monthly grocery purchases.

In this case, both offer fast approval, a high limit, more days to pay invoices and negotiation possibilities in case of delay.

Just to exemplify, the Atacadão card reduces the value of products on the shelf, helping customers to buy more and pay less, with interest-free installments for various products in Brazil.

On the other hand, the Passaí card, from Assaí, makes the customer pay wholesale even if buying at retail, that is, buy just one item and pay as if there were several.

So, find out the advantages, disadvantages and how the request for both options works, which are allied to fill the pantry and pay in installments. Follow the comparison below.

First, Atacadão was the first chain in Brazil in this modality, today it has 230 stores throughout the country and more than 50 years of history.

Secondly, it has more than ten thousand products in these stores, which are focused on lower prices for those who buy in larger quantities, that is, why not buy several toothpastes and pay less?

With that in mind, but also with high-value purchases, the Atacadão card requires a credit analysis and provides a high limit with proof of income.

Therefore, it is possible to apply online and enjoy some advantages, such as using the card in credit mode at any establishment, even international purchases, or any purchase in installments.

In addition, the customer has discounts at numerous partners and can pay interest-free purchases in installments. In addition, every day you can pay less for items just by having the card, which is very economical.

Know that Assaí is a wholesaler that is in 22 states and the Federal District, so it is a stable supermarket chain with a wide credit card.

This means that with the Passaí credit card, the customer also has an Itaucard, with Mastercard brand advantages, such as the accumulation of points.

In addition, after being approved in the credit analysis, you receive the card and pay the wholesale price for some products, that is, purchase at retail, but the expense is lower.

Although it is a supermarket credit card, it is modern and offers an application to check the bill, in addition to daily promotions.

Therefore, have a broad credit card, with personal credit, invoice installments, low payments on purchases, in addition to other advantages that you can see below.

Undoubtedly, the Atacadão card is ideal for those who are merchants or have large families, as it provides great purchases at a low price.

First of all, you have the “take more, pay less” option, where you buy more products and pay less per unit price, as you have a credit card.

In addition, you have the chance to pay cheaper even for retail products, not to mention that it is possible to pay in up to 4 installments without interest, depending on availability, always announced on the website.

In addition, the customer has an international credit card that operates via an app and offers daily promotions for each state in Brazil, so have a market card that works like a traditional credit card.

Despite being a supermarket card, the Passaí card is an Itaucard and retains all the benefits for clients of Banco Itaú and the credit brand, Mastercard.

Among them, Mastercard Surprise, where the customer earns a point for each purchase, that is, just register and monitor the accumulation in the Mastercard application, to later exchange for miles or products.

Therefore, Passaí customers can save on purchases every day, since buying just one unit of any product pays the wholesale price, which is always lower.

Customers also have 40 days to pay bills, pay for tires in up to 10 interest-free installments, up to 50% discounts on cinemas and theaters, and an additional card, one of which has a free annual fee.

Although there are interest-free installments, there are few options to pay cheaper, since the installments are not high, since in most cases they are no more than 5 installments and in specific products that are valid for a period.

At the same time that it has a credit brand, the Atacadão card does not offer points accumulation and is not associated with banks. This can be detrimental when talking about long-term benefits.

Finally, installments exceeding 8 installments will always bear interest, unless the purchases are medicines at Drogarias Atacadão or Carrefour.

Among the main disadvantages of the Passaí card is the requirement of a minimum income and the fixed annuity, which is only waived for a while when applying for an additional card, for example.

Regarding the minimum income, not everyone has this possibility, especially if there is no way to prove it, which can make it difficult to approve the Passaí credit card.

So, despite accumulating Mastercard points, the customer does not have their own program, such as a loyalty program, for example. This means that even if you buy a lot, you don't accumulate other benefits.

But, after all, were you able to decide between the Atacadão card or the Passaí card?

As well as ideal cards for installments and discounts in supermarkets, both can be used in any establishment, even international ones.

Likewise, they are made to pay cheaper for purchases in their stores with chances of interest-free installments and Mastercard advantages, as in the case of Passaí.

Both can be requested online and have an average of 15 days between request, analysis and approval. Being nominated for those who have a clean name and high score.

While the Passaí card offers 40 days to pay, payment for products at wholesale prices and discounts at movie theaters, the Atacadão card is more restricted to benefits within the 250 stores.

Even so, the customer takes more products for less money and pays cheaper every day for specific items, to be defined routinely by Atacadão.

Thus, before choosing the best one, evaluate your priorities, financial situation and which one would best suit your case, especially in terms of cost-effectiveness.

Finally, if you haven't reached a decision, don't worry. Below, our team has prepared another comparison so you don't miss anything about credit card news, so just click.