Cards

Atacadão Card or Bahamas Card: which is better?

For purchases with savings, it is necessary to have cards that offer interest-free installments and more days to pay. So, decide between the Atacadão card or the Bahamas card!

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Atacadão x Bahamas: find out which one to choose

Cartão Atacadão ou cartão Bahamas: qual o melhor para compras? Fonte: Unsplash.
Atacadão Card or Bahamas Card: which is better for shopping? Source: Unsplash.

But, after all, why choose between the Atacadão card or the Bahamas card?

Whatever the case, every family needs to do monthly or even weekly shopping to keep the fridge full and their routine in order, right?

So, why not have a credit card that offers interest-free installments, with low or no annual fees and is accepted in several establishments, since it has a credit flag?

With that in mind, take a closer look at this comparison between the two and decide which one is best for paying less for supermarket purchases, but also for any purchase to be made on credit!

How to apply for the Atacadão card

Interest-free installments, daily discounts and savings on monthly purchases are what Atacadão card customers have!

How to Apply for the Bahamas Card

Accepted in thousands of establishments, the Bahamas card has a low annual fee and up to 40 days to pay for purchases.

Atacadão CardBahamas Card
Minimum Incomenot informednot informed
Annuity12x R$ 11.99R$ 9.80 per month for individuals
R$ 16.00 per month for companies
FlagVisa or MastercardLink
RoofInternationalNational
BenefitsPay invoices up to 24x
Take advantage of discounts on products from the Atacadão chain
Pay in up to 10 interest-free installments at Atacadão or Carrefour drugstores
Get access to the Atacadão personal loan
The annual fee will only be charged if there is use
Check out the Bahamas chain's discounts every week
Enjoy a dental plan associated with the card 
The food sector offers installments of up to 2x interest-free, while the electronics sector offers 6x
But, after all, what is the best card?

Atacadão Card

Atacadão is the largest wholesale chain in Brazil, founded in 1962 in Maringá, Paraná. There are more than 230 stores spread throughout Brazil with the aim of offering more products at an affordable price, not only for companies and small markets, but for everyone.

Since growth did not stop, it was time to offer even more facilities to regular customers with a clean credit record, therefore, the Atacadão credit card was created, which currently has transactions via an app.

Since it is a credit card, it can be used anywhere, being useful for purchases in the store, but also outside of it, that is, take advantage of international purchases and subscribe to streaming services and other applications with the same limit.

In addition, it is possible to pay bills in up to 24 installments and obtain a personal loan with money in the account in up to 72 hours. So, be aware that you will need to prove your income and go through a credit analysis to obtain it.

Bahamas Card

For those who don't know, Rede Bahamas has been around since 2005 and is known for its large number of supermarkets spread across the country. In addition, the expansion has allowed the company to operate as a credit card administrator.

Although it requires proof of income and credit analysis, it may be accepted by people with a low credit score, for example. Among the main features is the possibility of making large purchases with interest-free installments.

On the other hand, Bahamas customers can use their card through their own app and choose the expiration dates they want, which they can change whenever they feel necessary.

As well as being an ideal option for installments, the card limit can be used for any purpose as long as the purchases are made within the national territory, as it has the Elo brand.

What are the advantages of the Atacadão card?

Que tal conhecer mais sobre o cartão Atacadão? Fonte: Atacadão.
How about learning more about the Atacadão card? Source: Atacadão.

Once the customer orders the card, they can pick it up in store and start using the limit even without the physical card arriving. In addition, see more advantages below.

  • Decide between 14 invoice due date options;
  • Get up to 4 additional cards at no cost;
  • Make withdrawals from the Banco24h network anywhere in the world;
  • Do you need a loan? After analysis, it is possible to obtain one;
  • Pay your bill in up to 24 installments.

What are the advantages of the Bahamas card?

Saiba mais sobre as vantagens do cartão Bahamas. Fonte: Bahamas.
Learn more about the benefits of the Bahamas card. Source: Bahamas.

Not just a store card but also a credit card, the Bahamas card offers interest-free installments in various store sectors, so check out more details below.

  • Electronics sector in up to 6 interest-free installments;
  • Have a dental plan and access consultations with the credit limit;
  • Pay your bill in up to 12 installments;
  • Have up to 40 days to pay installments;
  • Control everything through the app.

What are the disadvantages of the Atacadão card?

Even though it has numerous benefits, the Atacadão card has some not so interesting aspects, such as the annual fee, which annually reaches R$143.88.

Whether you like it or not, there is also no points program related to the card, which does not offer benefits to the customer when it comes to the long term, for example.

What are the disadvantages of the Bahamas card?

In the case of the Bahamas card, it has a high annual fee for both individuals and legal entities, being R$$9.80 and R$$16.00 per month, respectively. In addition, with the national Elo card it is not possible to make purchases abroad.

Since you are not a regular customer of one of the supermarkets and do not have any further relationship with the chain, approval will be a little more difficult, especially if you have a bad credit history or a low credit score.

Atacadão Card or Bahamas Card: which one to choose?

Conseguiu decidir pelo melhor para compras? Fonte: Unsplash.
Have you managed to decide on the best one for your purchases? Source: Unsplash.

Finally, was it possible to decide between the Atacadão card or the Bahamas card?

Just to give an example, while the Atacadão card has an international credit flag and offers discounts on thousands of products, the Bahamas card does the same, but with a national Elo flag.

Both require credit analysis and a high score, but are ideal for not mixing monthly shopping expenses with other bills, helping with financial organization and also giving you the chance to pay less for various products.

So, order online and have it delivered to your home, but if you haven't decided yet, don't worry. Below we have another comparison that can help you make your choice and also offers more financial advantages, so just click!

Bahamas Card or Magalu Card

Are you unsure whether to get the Bahamas card or the Magalu card? Here you will find options for Visa or Elo and different coverage options. So, read this post and check it out!

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