In this text you will find out about the fees charged for applying for an Americanas credit card. Yes! The Americanas card has an annual fee and charges some fees related to withdrawals, IOF fees or revolving credit. Many people do not know this and believe that because it is a card from a big brand, it would not charge an annuity or fees. However, that's not how it works.

Although the card has exclusive promotions and very good benefits regarding purchases, there are some disadvantages. In this case, charging an annuity would be one of them, given the large offer of cards with zero annuity on the market.

So, to clarify this once and for all, we invite you to follow our content until the end and find out everything about this card!

Unlike other stores that offer cards to their customers and do not charge an annuity for it, the Americanas card has an annuity and some extra fees that the customer must pay when carrying out certain processes.

Anyway, let's talk more in the next topics. Understand now the value of the Americanas card annuity.

The annual fee is 12 installments of R$15.70 or R$188.40. This is the annual amount that must be paid by users of the Lojas Americanas card, regardless of whether they have used the card or not.

In this sense, the customer is not exempt from the annual fee and must also pay other fees over the time the card is used.

Therefore, because the card is from Americanas, purchases at partner establishments or in the store itself, generate exclusive discounts and promotions with various advantages for the buyer.

In addition, we have access to request up to 3 additional cards to use in any way we want and manage the cards through the Americanas website.

Remembering that when making purchases with the store card, you can access the rewards program that can generate a very large return on promotions, discounts and exclusive products.

You are not exempt from annuity and must pay annually in 12 installments in the amount of R$15.70, which gives a total of R$188.40.

In addition to the annuity, there are several fees that must be paid, such as withdrawals, IOF tax and other types of charges that are made to the cardholder.

The limit that the card provides is not fixed, that is, it will change according to the customer's financial analysis.

The Americanas card has an annual fee and charges a series of fees on top of some processes. See what they are:

These are just some of the fees charged to customers who have a Lojas Americanas card. 

But what about the limit? How much limit does Americanas offer its customers? Follow right now!

The main question that many people interested in applying for the Americanas card is about the initial limit that comes on the card. However, Americanas works differently in relation to the pre-established limit for the client. In this sense, there is no determined limit value for those who apply for the card.

That is, it is directly linked to the applicant's income. Then, after an analysis carried out by Americanas, the limit that will be made available to the customer is determined.

Therefore, this means that it will depend on your consumer profile, monthly income and other criteria adopted by Americanas. Then, a personalized amount limit is made available for you to use with your card.

Anyway, the Americanas card has an annual fee, but it can offer you a high initial credit limit depending on your income. Access the recommended content and learn how to request yours!