Firstly, the Americanas Card or the Will Bank Card are two very different card options that innovate the market precisely for that reason. Thinking about it, we will present you with the proposal of each one of them so that you can choose the best one for you at the moment.

In this article, you will learn about each of the cards, advantages and disadvantages and other individual characteristics. Interested? See below!

Firstly, the Americanas card is a card created by Lojas Americanas, the largest Brazilian company in the retail segment founded in 1929 in Niterói, Rio de Janeiro and currently has more than 1700 stores throughout Brazil.

In this sense, in order to be able to serve all customers and bring more practicality and security when shopping in physical stores and also online, the chain created the Americanas card.

With it, you can shop at better prices, you can get exclusive discounts and promotions, in addition to getting discounts at partner stores. Did you think it was cool? So check out that there's much more!

When it comes to Will Bank, we can say that it is a secure digital bank that offers a very interesting proposal for customers.

This is because Will does not charge an annual credit card fee and even offers Mastercard, which is the most used in the world, and international coverage. Together, the card participates in the Mastercard Surpreenda program, which is a Mastercard points program.

And in addition, the card is well accompanied with a digital account so that you can control your financial transactions.

Among the advantages, the Americanas card has exclusive discounts and offers at Americanas stores.

In addition, you can get additional credit for installment purchases at Americanas stores, as well as a card with cashback, that is, you receive part of the money back when you shop.

Furthermore, the card is accepted in all establishments that accept the Visa flag, the second most used flag in the world, and you also participate in the Mais Sorrisos program to accumulate points whenever you use the card and be able to exchange for products.

Among the advantages, we can highlight the card with the Mastercard brand, free annual fee and international coverage. Together, you participate in the Mastercard Surprise program.

And in addition, you can make purchases by approximation (contactles) and still guarantee access to a free digital account.

That way, you can control your finances and manage expenses through the Will app!

Despite having several advantages, the Americanas card has some negative points. To begin with, the credit analysis is very thorough, because the institution values security and attention to customer defaults.

In this sense, your request may be denied depending on the criteria used by the network.

In addition, the Americanas card charges an annuity in the amount of 12x R$13.08, as well as other fees, see below:

Before opting for the Americanas card, see if you are willing to pay all these fees. Therefore, we recommend that you make a comparison with other cards on the market!

Among the disadvantages of the card, we can highlight the absence of benefits such as cashback and exclusive scoring program, present in other cards, so if you are looking for these services in a credit card, unfortunately, Will is not for you.

First, we present to you two very different credit card alternatives. On the one hand, the Americanas card offers purchases at the largest retail chain in Brazil. On the other side, Will Bank, a new digital bank card full of promises!

So, compare the two options and see which one best suits your needs at the moment. But, if it's still not what you're looking for, see the recommended content below, another comparison between cards. Check out!