Of course, there are several options for shopping cards on the market and each one has its own characteristics, advantages and disadvantages. Among these options, we can mention the Afinz card or the Atacadão card, which, in turn, bring a new shopping experience to your customers. That's because they offer great benefits associated with the brand, as well as incredible installments and discounts.

So read on to find out all about these two cards. Check out!

Firstly, the Afinz card is an international financial product that belongs to Afinz. It is one of several products made available by the financial institution. That's because, she also works with loans, investments, insurance and other services for digital entrepreneurs.

In fact, one of the advantages that can be accessed by any Afinz customer is the Você Bem Program, which deals with discounts and benefits in the areas of health and education. In addition, there is no charge for additional amounts to access the program.

So, still about the Afinz card, it has a Visa flag. Therefore, it is accepted in thousands of physical and online establishments. Just as you can make purchases using Visa Checkout with more security and also enjoy the contactless technology in which you bring your card to the machines without having to enter the password.

And, in addition, Afinz has several partners to transform your experience with this card. So, to request it, just access the website or install the Afinz app, available for Android and iOS. Then register and apply for the card.

So, to learn more about this card and its benefits, read on.

So, the Atacadão card is a financial product made available by the Atacadão retail chain so that customers can buy in the chain's stores with more security, discounts, special installments and different terms.

Furthermore, Atacadão is part of one of the largest retail groups in Brazil, with around 250 establishments and a variety of products that reaches more than 10,000 items. Thus, you can purchase specific products for the entire home.

And, in addition, the card has two flag options, which can be Visa or Mastercard. That way, you can opt for the flag you like best.

It is important to remember that through the Visa flag you have access to benefits such as the Vai de Visa program that gives you discounts on hotels, restaurants and trips. On the other hand, with the Mastercard brand, you can participate in Mastercard Surprise.

Furthermore, to request the Atacadão card, you can go to any of the chain's stores and apply in person, or simply go to the network's website and fill in the details. After that, in a few days the card will be at your house.

So, to learn more about this card and its benefits, read on.

Firstly, with the Afinz card you buy on the best day and have up to 40 days to pay. Just as it is possible to pay for all your purchases in installments and choose the best installment option to pay for them.

And, in addition, you can order additional cards with 50% annuity discount.

In addition, with the Afinz application you can unblock your credit card, as well as consult the limit and the best day of purchase, receive information about discounts and promotions for customers, pay water, electricity and internet bills, and also consult the invoice.

Among the advantages of Afinz, you also have the Você Bem Program which, in turn, offers many discounts with partners in the areas of health and education.

So, the Atacadão card has several interesting advantages, but the most attractive are the exclusive conditions for customers who shop frequently at Atacadão stores.

That's because you have exclusive discounts and installments on products flagged at Atacadão stores. As well as it is one of the only credit cards accepted in the chain's stores.

In addition, it is also possible to gain more time to pay for fuel at Atacadão stations and, still, you can pay your medications in up to 10 installments at Atacadão Drugstores.

On the other hand, you can also enjoy the benefits of Visa or Mastercard, whichever option you choose.

Unfortunately, Afinz has negative points such as the annuity charge, since you can become exempt in other credit card options on the market.

In addition, there is a credit analysis carried out by Afinz so that you can access the card. So, before opting for this financial product, look at other options available on the market.

So, although there are several advantages, the Atacadão card also has negative points, the main one being the annuity charge.

That's because it charges an annuity of R$11.99 per month and there are other credit card options on the market that are exempt from this monthly amount, being more recommended alternatives.

And, in addition, the card also charges interest in case of late payment on the invoice. Thus, what could be a smaller bill can become a high amount at the end of the month. Therefore, if you opt for this card, remember not to delay the payment of the invoice.

Furthermore, most of the advantages of the card are to be used at Atacadão stores, which may not be a good alternative if you do not shop frequently at these stores.

First, as we can see, both the Afinz card and the Atacadão card offer positive and negative points, but it is worth noting that they are intended for different customers, for example, the Afinz is intended for customers looking for an efficient credit product.

On the other hand, if you are a frequent Atacadão customer, then the Atacadão card may be a better alternative for offering discounts, including at the brand's Gas Stations and Drugstores, as well as differentiated installments.

But if you still have doubts about which card is ideal, see the recommended content below and discover more options!