Over time, using a credit card for most purchases has become commonplace. Nowadays, it is normal for families to pay household bills using lines of credit. For this reason, chains such as Carrefour have created special products designed with these realities in mind. The Carrefour card with no annual fee, has exclusive installments and special discounts at Carrefour stores.

That is, any purchase at Carrefour establishments can be paid in up to 24 installments. Added to discounts on selected products. In today's article, we'll show you all the details about the Carrefour card with no annual fee. Continue reading and see all the benefits!

From now on, the Carrefour card without annual fee offers special conditions for those who buy at Carrefour establishments. The card is accepted at all Carrefour stores, as well as internationally at any Visa or Mastercard accredited store.

Thus, one of the main advantages of this card is the absence of annuity. That is, with the Carrefour card, you only need to spend it once a month and you are free of the annual fee. However, it is worth noting that the purchase must be made monthly at a Carrefour store. Be it market, drugstore or Carrefour station.

In addition, another special feature is the exclusive installment plan. In short, for selected products purchased in stores or on the Carrefour website, payment in up to 24 installments is available. At Carrefour Drugstores, you can pay in up to 10 interest-free installments. In addition, Carrefour offers exclusive discounts for you to enjoy your purchase even more. See all the details of the Carrefour card without an annual fee, below.

In principle, each customer has a pre-approved credit limit at Carrefour. Therefore, it is necessary to maintain and increase this limit. Therefore, to check the amount of credit available to you on the Carrefour card without an annual fee, just contact the bank. Well, it is possible to check the limit directly through the app, website, Carrefour store terminals or WhatsApp with the virtual assistant.

Above all, the annual fee for the Carrefour card is 100% free. However, to guarantee the exemption, it is necessary to use the card once a month. Usually, companies ask for a minimum amount. This is not the case with Carrefour. Therefore, it is only necessary to use the card and the annuity is already zeroed.

In this sense, the Carrefour card without an annual fee offers exclusive advantages for those who buy in the Carrefour network. See below for some of the benefits below.

Likewise, the main disadvantages of the Carrefour card without an annual fee are linked to the company itself. This is because many of the exclusive discounts and installments can only be used in the Carrefour network. In this way, the client can be a little limited with the situation.

First, it is necessary to make a proposal to apply for the Carrefour credit card. Therefore, you need to wait for the company to carry out the credit analysis. In short, if after going through all these steps, you are approved, the card should arrive at the address provided within 20 business days.

First of all, any movement in relation to the Carrefour account can be done directly through the application. In addition, it is possible to withdraw money from the Carrefour account. In addition, you can pay in up to 18 installments and pay the first installment only after 70 days. Likewise, it is still possible to carry out cash withdrawals, installments and even abroad. 

In this sense, applying for the Carrefour card without an annual fee online is very simple. Well, through the website, just inform CPF, cell phone and email. Thus, the bank will analyze your situation and understand which line of credit to offer you. Learn more details about the process in the recommended content below.

Without a doubt, Carrefour performs a credit analysis based on your history. However, this does not mean that it will be impossible to be approved by the institution. Therefore, credit analysis is determined by several characteristics, both external – such as Serasa – and internal. Also, you can always get in touch to discuss limits. In this sense, it is necessary to talk through the chat in the application or on the numbers:

Finally, if you were in doubt whether the Carrefour card is right for you, let us introduce you to the Americanas card. After all, with it, you have a credit card to use anywhere with exclusive benefits. 

First, the Americanas card offers cashback and discounts with Ame Digital. That is, in purchases you still earn direct casback with Ame. In addition, it is possible to access exclusive offers from Americanas. Another legal benefit is Mais Limit. Therefore, you can have more credit on installment purchases. That way, it's easier to make some financial dreams come true.

In addition, the Americanas card can be monitored directly by the application. Therefore, it is possible to monitor expenses and understand your financial life properly.

Both the Carrefour and Americanas cards bring exclusive benefits to their customers. Finally, the decision depends a lot on which establishment the customer uses the most. Either Americanas or Carrefour establishments. That way, you just have to choose which one is best for your reality.