Have you ever thought about being able to pay in installments for your purchases made online without needing a credit card? With the Ame digital booklet this is possible!

This institution, which became famous for offering cashback on purchases at various partner stores, today also offers you the possibility of creating a digital booklet to complete your purchases.

In this way, those who do not have a credit card can receive a limit on the digital booklet in a matter of minutes and complete their online purchase by paying in installments.

To find out how this feature works and how you can use the Ame digital booklet, continue with us in this post and learn all about this feature.

In short, the Ame digital booklet is a financial resource that the company created to allow people who don't have a credit card limit or simply don't have a credit card to be able to make purchases in installments.

In this way, those who previously could not make purchases online because there was no limit available, will be able to count on this feature to complete their purchases online without leaving home.

And the best part is that with Ame's digital booklet you can pay your purchases in up to 24 installments in a very practical and easy way.

This way, you'll have the chance to buy that product you've had your eye on for a long time in installments without using your credit card.

Namely, the Ame digital booklet works in a very simple way, as you will know below.

Therefore, when making a purchase at an Ame partner virtual store, you can select the company as the payment method.

Once selected, you can open the Ame application and click on the pay option. By doing so, you will be able to scan the payment QR Code on your cell phone screen.

So, just choose the digital booklet option as a payment method in the Ame app and confirm your personal data.

Finally, you just need to select the number of installments you want to split your purchase and then take a selfie to prove that you are the one buying.

That way, you can make your purchase online using Ame's digital booklet without compromising your credit card limit.

Ame does not stipulate very strict requirements for people to access the digital booklet option.

Therefore, all you need to do is be over 18 years old, have an Ame account and pass the credit analysis.

In this way, it is interesting that you have a good credit score or a good history of relationships with other banks in order to be approved and have the necessary limit to make your purchase.

At first, the Ame card offers several interesting advantages when it comes to shopping.

The first one is that you have the possibility to make purchases of up to R$10 thousand. In addition, with the Ame digital booklet you can pay for your purchases in up to 24 installments, thus accessing a good deadline to pay for your items.

Even, in addition to the payment term, Ame's digital booklet can approve this request in a matter of minutes and even allows you to control everything related to your booklet in the app.

Last but not least, it is interesting to know that you can buy any type of product with the digital booklet.

Now, looking at the negative points of the Ame digital booklet, we can see here that, first of all, you need to have an account created at Ame to access this payment method.

That way, if you don't have your account yet, you may need to take an extra step when accessing the digital booklet, which makes the process bureaucratic.

In addition, it is necessary to consider that, although it is possible to pay your purchases in installments, it is important to know that interest will be charged on each installment made.

Therefore, you need to be careful when selecting the number of installments and carry out an analysis to see if this option does not harm your finances.

In summary, requesting the Ame digital booklet is very simple and can only be done using your cell phone.

Therefore, all you have to do is download and enter the Ame Digital application and access your account. Once this is done, you can register in the tool to open your Ame digital account.

With the registration done, you just need to access the shopping tab and choose one of the partner stores to make your purchases.

So, after choosing the store and the product, you can buy the item you want so much. That way, at the time of checkout, you can choose the Ame option as a payment method.

That done, just scan the QR Code in the Ame app and access the digital booklet. That way, you just need to select the amount of installments you want and complete the purchase.

Despite the Ame digital booklet being an interesting possibility to make your payments, know that you still have the possibility of having a credit card.

For this, you can count on the Ame credit card. It is a no-annuity option that allows you to pay your purchases in up to 21 installments.

In addition, with the Ame card you can access brand benefits, such as the Mastercard Surpreenda Program, which offers discounts at partner stores. 

If you liked the Ame digital credit card option and want to request it, check out the post below on how to apply!