Construction Credit
Caixa Construcard credit: what it is and how it works
The Construcard card is a great option to finance the construction material for your work. It offers a good payment term, as you have up to 240 months to pay. Want to know more? Check it out here!
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Construcard box: ideal for your construction
Initially, Caixa's Construcard card is a good alternative for those with no money and need to buy materials for their construction. It works as a kind of financing for construction and renovation.
With it, you can finance the purchase of common construction materials, such as bricks, floors, tiles and paints, even water tanks, swimming pools, cabinets, among other things to carry out your work.
| Construcard | |
| Minimum Income | not informed |
| Interest rate | From 2.5% per month |
| Deadline to pay | From 1 to 240 months |
| release period | Varies according to Caixa branch |
| loan amount | Under profile review |
| Do you accept negatives? | No |
| Benefits | Ease of shopping; Six months to start paying; Flexible term of up to 240 months to pay. |
How to apply for Construction Credit Construcard
Credit Construcard Caixa helps you when buying building materials for your renovation. Want to know how to apply? Check out!
Now that you know a little about Caixa's Construcard card, see below some advantages when applying for this financing.
Advantages Caixa Construcard
So, you can shop at accredited stores with a personalized card. In addition, it is possible to check the balance on the internet or through the Construcard application. There are also flexible terms, as you can pay in up to 240 months. In addition, you only start paying the outstanding balance after 6 months. Before that, only the interest value of purchases is charged.
Main features of Caixa Construcard
Well, the Caixa Construcard card works as a loan so that you can buy building materials for your renovation.
In addition, the financing has two phases: the use phase, which can take between two and six months, where you buy your construction material. At this stage you pay only the interest on the amounts used.
Then we have the second phase, which is the payment of the outstanding balance. This phase can vary from 1 to 240 months and starts only after the end of the period defined for purchases. Even more, installments of the outstanding balance are debited directly from your checking account.
But remember that to apply for the Construcard card you need to be over 18 years old or emancipated, have a current account at Caixa and pass the credit analysis.
For whom the Construction Credit is indicated
In short, Caixa Construcard credit is ideal for you who want to build or renovate and cannot buy all the construction material in cash. With it, you buy everything you need for your construction such as bricks, tiles, custom cabinets, floors, among other materials.
Also, did you like this content and want to know more about the Caixa Construcard card? So, click on the recommended content and see the post below.
Get to know Caixa Construcard Credit
The Construcard Caixa card is a great option for financing construction materials for your work. Find out more here!
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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