Initially, Caixa's Construcard card is a good alternative for those with no money and need to buy materials for their construction. It works as a kind of financing for construction and renovation.

With it, you can finance the purchase of common construction materials, such as bricks, floors, tiles and paints, even water tanks, swimming pools, cabinets, among other things to carry out your work.

Now that you know a little about Caixa's Construcard card, see below some advantages when applying for this financing.

So, you can shop at accredited stores with a personalized card. In addition, it is possible to check the balance on the internet or through the Construcard application. There are also flexible terms, as you can pay in up to 240 months. In addition, you only start paying the outstanding balance after 6 months. Before that, only the interest value of purchases is charged.

Well, the Caixa Construcard card works as a loan so that you can buy building materials for your renovation.

In addition, the financing has two phases: the use phase, which can take between two and six months, where you buy your construction material. At this stage you pay only the interest on the amounts used.

Then we have the second phase, which is the payment of the outstanding balance. This phase can vary from 1 to 240 months and starts only after the end of the period defined for purchases. Even more, installments of the outstanding balance are debited directly from your checking account.

But remember that to apply for the Construcard card you need to be over 18 years old or emancipated, have a current account at Caixa and pass the credit analysis.

In short, Caixa Construcard credit is ideal for you who want to build or renovate and cannot buy all the construction material in cash. With it, you buy everything you need for your construction such as bricks, tiles, custom cabinets, floors, among other materials.

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