Having a credit card is undoubtedly synonymous with freedom. Better than that, just choose the ideal card for you. That is, a card that meets your needs and requirements. Therefore, today we are going to show you two cards, and you will be able to choose between the Bradesco Prime Platinum card or the Sicredi Platinum card.

Both have advantages for those who want to travel and are looking for a credit card with benefits. Read on to find out which option is best for you!

To begin with, it is important to say that the Bradesco Prime Visa Platinum card has changed its name. Now, the product is called Prime Visa Signature. However, the conditions are very similar to the other card. Like the other one, this new Bradesco card also uses the Livelo scoring program.

In this way, it is possible to accumulate points and exchange them for airline miles, discounts at cinemas, theaters and restaurants. In this sense, for those who travel a lot, this card is a great option. Bradesco Prime Visa Signature gives access to several VIP lounges at airports around the world.

Well, let's go to some features of this card. First, you must be a Bradesco customer to apply for this card. Furthermore, the bank charges a high annuity fee: 12x of R$36.25, R$435.00 in total. However, it is possible to get a discount on this amount. Mainly from your relationship with the bank and also from the amount spent on the card. 

The Sicredi Platinum card is a financial product designed for those who are already established. Although the bank does not inform, it is necessary to have a minimum income to hire this product. In addition, the card offers exclusive travel, dining and shopping benefits.

To match the lifestyle of those who already receive a little more. In this sense, when contracting the Sicredi Platinum card, you can choose the flag you prefer. Either Mastercard or Visa. In addition, the card has the option of contactless purchases. Making your everyday life easier.

Above all, Sicredi is the first credit union in Brazil. In this way, it has associates who participate in the financial institution's decisions and actions. 

Undoubtedly the main advantage is the scoring system. With it, you can acquire even more benefits with your purchases. The Livelo points program works like this: with each purchase with your card, you add one point. These purchases can get you discounts at restaurants, theaters and cinemas.

In addition, this program also entitles you to airline miles. As we mentioned earlier, this card gives you access to several VIP lounges around the world. That is, it is a great card for those who travel frequently and like to have an extra luxury.

Thus, this card is ideal for those who want to make their travel expenses count. Mainly because it is an international card. That is, in addition to earning several points, you can still use them on your trips. In addition, the annuity may have a certain discount. For this, you need to talk to your relationship manager. But we already advance: you need to spend a certain amount on the card to receive discounts.

In addition to all these benefits, the card also offers Visa Flag benefits. Vai de Visa has discounts at partner establishments and exclusive travel benefits. Joining the program is very simple and free. Just register directly on the website.

We can already mention the advantages of the Sicredi Platinum card brands. Mastercard Surpreenda and Vai de Visa offer a point system that gives discounts on restaurants, shops and trips. See some more benefits associated with the flag below.

We have international emergency medical insurance. With this service, you have access to international medical services. That is, if you are on a trip and an accident happens, there is no reason to despair. In addition, medical removal, return to the country of origin, funeral repatriation and extension of stay are also included.

The Concierge, on the other hand, is almost like your personal travel assistant. This person will be responsible for getting the best prices on tickets, restaurants, stores and even help to buy hard-to-find items. Furthermore, the service is available 24 hours a day.

We also have the Schengen Certificate. This benefit facilitates your trip to Europe. When purchasing a ticket with your Sicredi Platinum card, you receive emergency health insurance for countries that are part of this card.

In addition, Sicredi Platinum offers its own benefits program. The Sicredi Program accumulates points that can be exchanged for products, such as home appliances or electronics. However, it is also possible to transfer your points to a partner frequent flyer program. Currently the options are Latam Pass, from Latam and Tudo Azul, from Azul. For every dollar you spend, you earn 1 and a half points.

Analogously to Sicredi, the main disadvantage of the Bradesco Prime Platinum card is the annuity and minimum income. As they are premium line cards from banks, the prerequisites when hiring are also greater.

The Bradesco card annual fee is 12x R$36.25, totaling R$435.00. As we mentioned earlier, it is even possible to get a discount on this rate. However, it is not certain that this discount will appear at the time of hiring.

Another negative factor is in relation to the Livelo points. Especially since they expire in 24 months. In this way, it is not possible to make very long-term plans with the points.

The main disadvantage of the Sicredi Platinum card is the minimum income and annual fee. That is, to acquire this card, you must already have a high fixed income. In addition, the values are not informed on the website, which makes the customer's choice process difficult.

Ultimately, deciding between the two cards seems like a daunting task. Both offer similar and very good benefits for those who want to travel. Therefore, it is a personal decision that must consider all the factors that we have listed today. It is worth remembering that at Sicredi Platinum you can choose between two flags, if that is a differential for you. 

Want to know and compare even more cards? In the recommended article below, we compare the Sicredi Platinum card with the Sicoob Platinum card. Read and check!