Without a doubt, credit is one of the most common ways to make payments, at least here in Brazil. According to surveys, credit is used recurrently by more than half of the population. However, there are people who do not have access to this service due to offers, the score is ante because many score low. In that case, there's nowhere to run, because you need to know how to increase the score fast. 

Many people face problems getting credit on the market because of the score, this happens, most of the time, due to two situations: few movements or accumulation of debts. Therefore, we will explain how to increase the score quickly without delay. 

Follow right now how to raise your score and stay well in the square with credit providers!

Everyone who is familiar with credit cards knows that the score is very relevant when a financial institution provides credit to a customer. Therefore, people who seek this service regularly monitor their score on the Serasa website.

Well, anyone who is always checking the score has already noticed that, contrary to what the administrator agents inform, this value does not receive daily changes. Quite the contrary, most of the time the score takes weeks or even months to change, whether for better or worse.

In this sense, the big question that affects many consumers is: how long does it take to increase the score? Let's focus on that answer right now.

Overall, the score is a behavioral measure, i.e. it increases or decreases in accordance with your financial behavior. So, if you've been in debt for a long time and haven't been able to pay it off, the score may take a while to rise again. 

To quickly increase your score after a bad financial period, the indication is that you try to be a good payer again and try your best to keep your accounts up to date. The faster you get back to good behavior, the more your score will increase. 

There is no specific definition as to how long it takes for your score to increase, but by following some tips you can speed up this process. Check it out!

First, to understand how to increase the score fast, it is necessary to understand what makes it decrease fast as well. In this context, the first step is to reduce certain habits that harm your Serasa score.

We already said that this is a purely behavioral score, so you need to have good behaviors with finances to increase the score. Some of the good behaviors you can put into practice to increase your score in 24 hours are:

The more companies are aware of your financial life and some details about your profession, the more they tend to trust you. Therefore, keeping basic and complementary information up to date can help you increase your score quickly. 

Accumulated debts are usually the biggest problem for those who need to increase their score. To improve this scenario, it is very important to demonstrate an interest in clearing your name. Thus, paying smaller debts or gradually will help you improve your image with the system. 

If you are already in a complicated situation, where you cannot even pay your current debts, taking out new lines of credit will not help at all. Try to use your credit as much as possible, instead try to keep your bills up to date so your score goes back up.

Just by taking these three measures, it is already possible to increase your score quickly. Even if it doesn't change in just 24 hours, in the next few days it will be possible to notice some positive difference in the score.

As a rule, there are no services that exempt citizens from paying their debts. Be aware of these offers because many malicious people (scammers) can offer this type of service, but it does not exist. Only paying off debts and settling payments can increase the score.

There are, however, some companies that operate in the financial market doing this service to increase the score quickly, in this case, the proposal is totally different. See how it works. 

Let's say that João has accumulated debts, and these debts already add up to more than R$25 thousand. Therefore, companies that increase the score anticipate this amount due and pay their debts. 

What you need to understand is that this company will not pay off all your debts, because by hiring this service you acquire a new loan, replacing the various previous debts with just one. If before you owed R$25 thousand to several companies, now it is necessary to pay this amount to the finance company that advanced the R$25 thousand for you. 

Hiring this type of service is not always an advantage. For example, for those who need to approve a large loan, such as a car or house, paying companies to settle their debts with Serasa can be a good option. That is, it's a good one for those who can't wait. 

If in your case there is no rush to increase the score, it is recommended that you negotiate the debts yourself. So don't be in a hurry, just take the initiative to clear your name. 

By the way, Serasa always carries out clean name programs to help debtors. Including, those who participate in this plan can increase the score quickly through turbo points. This is Score's help so that people can pay their debts and, at the same time, leverage their score in the system. 

After all these details, you already realized that to increase the score and review your financial habits. However, apart from the tips we gave above, what else makes the score go up?

Well, below we'll give you some tips on how to increase the score fast. Check out:

We know that sometimes it is very difficult to keep all payments up to date, or even to control all bills and payment slips. But there's nothing you can do, if you hired a service or made a purchase on credit, you have to pay for them even if it means a reduction in your budget. 

To keep everything up to date, you can control it with spreadsheets or in a notebook. In addition, request payment of bills by direct debit, so you don't have to forget to pay the bills for the month. In general, most companies already provide this service, just ask.

Entering personal information such as occupation, income, cards in use and other things add up a lot when it comes to increasing the quick score. In the system's virtual environment there are several options for complementary information. 

As mentioned above, it is possible to update the information both on the website and in the branches, use whichever is more comfortable for you.

Serasa constantly carries out the clean name fair. In it, debtors have the opportunity to gather all their debts with Serasa partners and negotiate them. The platform informs that it is possible to clear your name with up to 90% in accumulated debts. 

In addition, those who participate in Clean Name Serasa can use the famous turbo points, which offer between 20 and 30 points per paid debt. This means that yes, it is possible to pay the bills and increase the score practically automatically. 

To participate in the service, just access the website and see how to increase your score quickly, don't waste time.

Finally, we come to the main tip to increase your score, which is to create and maintain a monthly financial plan. As the score measures your behavior towards money, we believe that a good score is the result of a series of beneficial habits regarding finances. 

The main point to keep track of the money that comes and goes in your account is to write down the expected expenses and analyze what percentage they occupy in your income. It is recommended that fixed expenses such as car rental, rent, energy bill, water, internet, among others, occupy up to 50% of your salary. 

The remainder must be allocated to other areas, such as health, education, leisure, investments or other things. Once again, we suggest creating a spreadsheet if necessary, so that all expenses are very clear for you.

Always remember that at least 20% must be free for a possible emergency, in these cases, think carefully before using credit or acquiring new debts. Emotion can often make you go into debt unnecessarily.

Did you like it? To learn more about how to get points in Score Turbo Serasa, just access our recommended content.