The Caixa Tem app was created to make life easier for many people. With it, it is possible to carry out various financial transactions from the cell phone. 

However, many people face problems increasing Caixa Tem's PIX limit, which can make certain actions difficult for the user.

In this way, transferring the amount in the account balance or making the payment of a purchase or account becomes more difficult and time-consuming. Thus, the user cannot use his account balance.

Therefore, if you are currently experiencing this problem, check in the following article whether it is really possible to increase the daily PIX limit and what other alternatives you can apply to use your balance.

PIX was launched at the end of 2020, and today it is already one of the most used payment methods by Brazilians. The fact that it carries out transactions automatically and without charging any fees for the operation has made it a very popular form of payment.

Because of this, several banks offer PIX as a payment method. Among them, the Caixa Econômica Federal application, Caixa Tem, also continues to offer this service to its users.

However, as a security measure, Caixa Tem's PIX has a daily transfer limit. This was done to prevent people from falling for scams and losing their money. 

However, this functionality, which came to make people's lives easier, ends up preventing them from carrying out simple transactions in their daily lives. And people who use Caixa Tem end up having this difficulty.

From there, it is not possible to adjust the PIX daily limit. Therefore, in order to carry out any transaction using this payment method, it is essential that the user pay attention to the daily PIX limit at the times established by the Caixa Tem app.

Caixa works with a fixed daily PIX value to make the operation safer for the user. In this way, it operates with a daily limit of R$ 600.00 per PIX transaction.

This means that every time the user performs a transaction from the PIX, this operation can be a maximum of R$ 600.00. 

Caixa also states that each user is entitled to carry out two daily PIX transactions, totaling a limit of R$ 1,200.00 with this payment method.

In addition to the limits of daily PIX values that Caixa Tem works with, it also acts by establishing a limit value for the actions carried out in the deposit.

In this way, in order to be able to deposit the money in the Caixa Tem account, the user can carry out the operation from lottery houses or Caixa ATMs.

By doing so, each user can make deposits in their Caixa Tem account in the maximum amount of R$ 5,000.00. If the amount is exceeded, your account may be blocked.

If you have already reached your daily limit for making PIX from the Caixa Tem app, you can still choose to make transfers in the app.

Like PIX, transfers have a daily limit of R$600.00. But it's still interesting to use it if you've already reached the daily limit of R$ 1,200.00 transactions in the PIX.

To do this, simply access your Caixa Tem account by clicking on the application and adding your CPF and password. On your account home page, you can click on the option to transfer money. 

From there, you will be redirected to a chat conversation with the bank, where you will be able to enter the agency number and the account to be sent. 

Here, you can also choose to read the QR Code or access your list of favorites to select a person and carry out the transfer.

When selecting your option, Caixa will ask if the account is from Caixa or another bank. If you are from Caixa, you must send the branch number in a message and then the digit number in another message.

From there, Caixa performs a search and shows you information about this account, where you are going to make the transfer. If everything is ok, you can click “yes” and follow the process by adding your password and confirming the transaction.

If the account to which you are going to make the transfer is not a Caixa account, you will be asked to add all the necessary data to carry out the transfer.

On the other hand, if you want to know how to withdraw money with just your account number, access our content below.