At first, the Atacadão card or the Vooz card are two great options for those looking for a credit product with loyalty programs and exclusive benefits. So, both offer Visa or Mastercard flags and have international coverage. Thus, you have more freedom to make your purchases and the certainty of purchasing a quality product.

Given this, today we are going to talk about the characteristics of these cards, as well as their positive and negative aspects. That way, you have all the information available about them and can assess which option best suits your financial needs. Want to know more? So, check out the table below and continue reading below!

First, Atacadão is a wholesale-retail supermarket chain that belongs to the Carrefour Group and operates with more than 120 stores in several Brazilian states since 1960. 

So, the Atacadão card is issued by the Group's own bank, Carrefour Soluções Financeiras. You can choose between Visa or Mastercard and both options have international coverage. 

The request can be made in person at any Atacadão store, as long as you present your personal documents or online through the store's official website. Thus, the credit analysis is instantaneous and you find out at the time of ordering whether the product is available to you. 

In this sense, the card offers benefits to those who shop at Atacadão, such as discounts on hundreds of items and interest-free installment payments. But, for you to have access to these advantages, an annuity of R$11.99 per month is charged. 

First of all, the Vooz card is a credit product made available by the Sicoob bank for customers who are members of the financial institution. As such, it is not available to the general public. But if you are part of the cooperative, it can be a great option.

This is because it was created with the aim of attracting a young audience, so it has modern features, such as online management, a fully digital account and payment by approximation. 

So, you can choose between Visa or Mastercard flags and both alternatives have international coverage. In addition, the card's initial limit is R$1,000.00, but it can be higher depending on your monthly income. 

In addition, Vooz provides additional cards for your family at no additional cost, and you can be exempt from the annual fee of R$9.90 when making at least one purchase per month. 

First of all, despite being a store card, you can choose between the Visa and Mastercard brands to use your card in any accredited commercial establishment. In this sense, it has international coverage, so you can shop at millions of stores in Brazil and abroad.

In addition, the card offers various benefits to Atacadão customers, such as exclusive discounts on hundreds of items and installments of up to 4 interest-free installments. So, if you usually buy from a network store, this is an excellent advantage for you.

With the exclusive Atacadão card application, you can manage all available features, such as limit consultation, invoice payment, blocking and unblocking the card and many other practicalities to make your day to day easier. 

In addition, you also have the brand's loyalty programs, such as Mastercard Surpreenda and Vai de Visa. With them, you can get amazing rewards, like partner discounts.

First, the Vooz card is Sicoob's most technologically integrated product. In this sense, product management is completely online through the application. This means more practicality in your everyday life.

So, international coverage makes it possible for you to shop at any physical and virtual establishment worldwide. In addition, both Visa and Mastercard offer card loyalty programs, which give access to various benefits and discounts at partner stores. 

Another interesting advantage is that the card's initial limit is R$1,000.00. That is, with the card approved, you already have at least R$1,000 to use as you wish. You even have the option of making the card at a Sicoob agency and leaving with it in hand. 

Finally, getting the annual fee waiver for this card is very simple and all you need is one purchase per month for you to be free of the monthly fee!

So, the card has some negative points that should be very well evaluated before making the request. Thus, you weigh the pros and cons of credit and check if it is the best option to increase your purchasing power.

First, there is no exemption from annuity. In this way, you pay a monthly fee of R$11.99 to have your card regardless of the amount spent or frequency of use. Although it offers discounts on purchases, there are other options in the same segment on the market that do not charge any monthly fees. 

In addition, revolving interest can reach up to 14.8% per month, and the invoice installment fee is 12.99%. Therefore, it is important to make payments in full and on time to avoid being charged fees. 

Undoubtedly, the fact that it is an exclusive card for Sicoob members is the main negative point of this product. In that sense, it is not affordable for most people looking for a card with the same features it offers. In addition, this plastic does not have advantages that justify the difficulty in obtaining the credit product.

So, another unpleasant aspect is the credit analysis, which is done rigorously and seeks restrictions in your name with credit protection agencies. Incidentally, your financial behavior and the relationship you have with the cooperative are also analysed. 

Well, the Atacadão card and the Vooz card have some similarities, such as international coverage and the possibility of choosing between Visa and Mastercard flags, but the similarities stop there.

Thus, both options have some benefits that can be seen as advantages depending on how you use the product. But, the disadvantages are also present and should be analyzed carefully before choosing which card is the best fit for your financial life. 

And if you're still not sure whether the Atacadão card or the Vooz card are the best options available to you, no problem! So check out the recommended content below with another card comparison and see if they offer what you're looking for!