If you need to access extra money to lighten your bills, get out of the red or even invest in a project or trip, it may be possible to access the desired amount by anticipating the FGTS through BV.

This large Brazilian bank allows the public to access various installments of the birthday withdrawal to use as they wish.

And the best part is that this type of loan does not create debt for you and gives you access to all the money you need to get on with your life today in the blue.

Therefore, in the following post you will learn more about the process of anticipating the FGTS through BV and find out how you can access this credit.

In short, the FGTS anticipation is a type of credit that allows the public to access the values of their birthday withdrawal in advance.

Thus, with this loan, any worker can withdraw today up to 10 birthday withdrawals that he would receive in the future. So he has the money today to use as he pleases!

Namely, this type of loan works similarly to the payroll loan. That way, when you request it, the payment of the installments will be debited from your benefit, that is, from your FGTS fund.

So, it is easier for you to access more attractive loan terms and conditions.

To access this type of credit and thus have more money in the account, the applicant must meet certain requirements.

Firstly, he needs to have at least R$ 300.00 balance in his escrow fund in active or inactive accounts.

In addition, it is also necessary that the worker has opted for the birthday withdrawal to have the money in hand.

But, if you haven't opted for it yet, it's still possible to carry out this operation before anticipating the FGTS through BV, since joining the withdrawal is quick and can be done online!

Namely, as this type of credit has its installments paid automatically from an annual discount on your FGTS, the conditions it has are usually better than in other types of loan.

Therefore, by anticipating the FGTS through the BV, you get an interest rate from 1.49% that is applied to each installment that you anticipate.

By the way, regarding the installments, with this modality you can anticipate up to 10 installments of the birthday withdrawal. So you can access even more money to enjoy the value today!

Finally, the BV bank also allows you to contract credit from it and receive it at the bank of your choice.

That way, you don't need to create a new account to get access to this credit!

So far, you have been able to learn more about how FGTS anticipation works and what conditions this credit offers you.

However, even if you know more about this option, it is important to pay attention to the positive and negative points that this credit may have in order to make a more objective decision!

Therefore, to help you with this, we have separated below the main advantages and disadvantages of anticipating FGTS through BV!

Accessing low interest rates and being able to apply for 100% online are some of the advantages that this credit offers. Below you can see some more of them!

Firstly, as the BV bank allows the public to access up to 10 installments of the birthday withdrawal, we cannot deny that this makes it possible to access a larger portion of your fund.

Nowadays, there are many banks that give access to 1, 5 or only 7 installments of the birthday withdrawal. Thus, by anticipating the FGTS through the BV, you will be able to access a higher amount according to your fund balance.

Another great advantage of this credit is that it does not create debt for you.

As the advance is made on money you already have, it is more difficult to default on payments and develop debts with it.

By anticipating the FGTS through BV, you can access a loan that does not generate monthly installments for you to pay.

As the payment is made automatically into your fund, you can have more time to invest in your projects and take care of your finances.

Last but not least, anticipation is a credit option available to all audiences, especially those who are negative.

Therefore, with it you can access the credit you need without any problems.

Despite having great positives, anticipation can also have some disadvantages.

Starting with this credit option, you can block your FGTS balance until all installments are paid. Therefore, if you need the money from your fund, you will only be able to access a part of it.

Finally, this credit is not yet available to everyone, as you need to have at least R$ 300.00 in your fund to be able to apply for it.

Anyway, after having known the main characteristics, advantages and disadvantages of anticipation, the time has come for you to learn how to request it!

Therefore, it is interesting to note that the request is very simple and can be done online from your cell phone or computer.

In this way, you first need to access the FGTS application and thus join the birthday withdrawal. Once this is done, you just need to click on “Authorize banks” and search for Banco Votorantim.

So, just select it to allow the BV bank to check your main FGTS data so that it can release the credit for you.

In this way, by completing these steps in the FGTS application, you can now go directly to the BV bank website and carry out the simulation and contracting of the credit that you need to access.

On the other hand, if you want to learn about the bank's other financial products, access the recommended content below.