Who has never been in a complicated financial situation, needing to get out of debt, right? Therefore, what we often need is quick money and little bureaucracy. In view of this, we have brought two options to help you decide, being the Agreement Right platform or the Crefisa loan.

Therefore, we created this comparison with these interesting alternatives. First, know that the Agreement Right platform specializes in debt negotiations. That is, it presents agreements for the discharge of debts, but does not provide loans. 

On the other hand, the Crefisa loan is ideal for INSS retirees and pensioners. In addition, this public can guarantee high-value installments even with a dirty name. And hiring is done without leaving home, for example.

In addition, both alternatives can be the solution for indebtedness. So, follow us and learn more in this comparison.

The Agreement Right platform was created in 2015 and today belongs to Boa Vista. Likewise, it aims to negotiate debts related to platform partners. That is, after registration and insertion of the CPF, agreements available for your case appear.

Therefore, this platform does not buy debts, but connects the debtor to the creditor with discounts on debts that reach 99%. In addition, there are installments where the monthly payment does not exceed R$ 100.00.

Crefisa became famous for offering loans to civil servants and INSS beneficiaries, even if they have a dirty name. Therefore, the company with more than 50 years of experience is traditional and provides credit safely.

Both options brought here are for those who have a dirty name, and want to take out the loan without leaving home. But Crefisa specializes in these audiences with personal credit and payroll loan options.

In the case of the first option, you apply through the website and have 12 months to pay the installments, and you also have a grace period of 45 days to pay the first installment. Furthermore, the interest rate starts at 1.5% per month.

If you happen to need to go to a service point, no problem. The most important thing is that you will be able to hire in both ways, with money falling into your account within 24 hours.

Undeniably, the Agreement Right platform is effective for negatives. Among the main advantages, we can highlight the guarantee of negotiations without paying fees to the platform. Also, close deals without leaving your home and follow the progress of the deal in the customer area.

In conclusion, get discounts of up to 99% with platform partners. Also, know that it is possible to guarantee installments that do not exceed R$ 100.00. With the 100% process online, you make the negotiations, decide on the payment method and download the slips directly through the platform.

First, we emphasize that the main advantage is the availability for negatives. Even if there are restrictions in the credit bureaus, approval is guaranteed if you happen to be a public servant or beneficiary of the INSS.

Also, have 45 days to get organized and pay the first installment. Along the same lines, don't worry about the payment deadline, as Crefisa guarantees up to 12 months to settle the loan.

Finally, the request is online both through the website and through the application. As well as the release of money happens within 24 hours.

As it is not a lending platform, therefore, it does not offer credit directly. That is, you will be directed to partners to negotiate agreements.

In addition, debts are negotiated only with platform partners, among them: Bradesco, PagBank, Havan, Banco do Brasil, etc. Then not all debts in your name will be listed.

In short, even with a dirty name, negotiations may not arise if the debt is not allocated to one of the platform's partners.

The main disadvantage is the limitation of audience. To clarify, only public servants and INSS beneficiaries who are negative or cannot apply for this loan. So negative people who are not part of this group will be left out.

In conclusion, it is also not possible to simulate over the internet, which makes the process slower. Therefore, it is very important to analyze the pros and cons related to the two options that we present in this text.

Were you able to decide between the Certo Agreement platform or Crefisa loan? Both are for negatives who need to solve their financial problems, for example. In short, hire anyone over the internet, as long as they are part of the pre-established public.

Surely, you understood that the Agreement Right platform is focused on debt negotiations. On the other hand, we have the Crefisa loan, which is directed to INSS beneficiaries and public servants.

Even so, it guarantees long installments that don't weigh on the pocket, in addition to 45 days to start the installment discount. Likewise, initiate the request online and receive the amount the day after approval.

Finally, we indicate the Agreement Right platform for negatives who need to resolve their pending issues through debt negotiation. And Crefisa for those who need quick cash, as long as they meet the criteria.

So, if you haven't found a favorite, don't worry. After all, we prepared another comparison to help you. Click and continue reading!