digital account
How to open a bank account on mobile
Today, many people are able to open bank accounts on their cell phones, in a practical way and without leaving their homes. But, is it possible to open a Caixa account on your cell phone? Check out this article to find out!
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See if it is possible to open a Caixa account by cell phone
The possibility of opening a Caixa account via cell phone is something that confuses many Brazilians. Caixa Econômica Federal is one of the biggest banks in Brazil and many people use it in the country.
From it, it is possible to access several government programs, such as INSS or FGTS. In addition, it offers several financial services, where we can find many types of loans and financing of differentiated properties.
open rate | not informed |
minimum income | not informed |
rates | not informed |
credit card | Yes |
Benefits | Easy access to government programs Application to move the account Loan credit and facilitated financing |
But, until now, the opening of Caixa's current account was only done by the bank's branches. Therefore, the future account holder needed to go to the nearest branch to carry out the entire opening process.
But, is it possible to open a Caixa account on your cell phone these days? Continue reading this article to find out!
Is there a way to open a Caixa account on my cell phone?
The answer to that question is, unfortunately, a no. Caixa still does not allow account opening by cell phone. However, this fact can be very confusing for Brazilians, and we explain why below.
Over the years and with the evolution of technology, digital banks emerged and made it possible to carry out any process from an application. From them it is possible to open accounts, check balance and even make purchases.
That way, more people adopted it and left the old banks behind. So they needed to reinvent themselves and adopt the right technologies to get their audience back.
Caixa realized this, and moved to allow account opening via cell phone. Thus, the bank had developed an application especially to carry out the account opening process.
However, over time, the application ended up being disabled due to several errors in its use. As a result, future bank account holders now need to go to a Caixa agency to open an account.
However, the whole process of opening an account at Caixa is very simple to do, even at the branch! We explain to you how it works in the following topic!
How to open a Cash account?
So, you've already seen that it's really not possible to open a Caixa account on your cell phone. Today, anyone who wants to be an account holder at this bank will need to travel to a branch to carry out the entire account opening process.
However, the process of opening an account at Caixa, even without using a cell phone, is very easy and practical.
For this, you must go to the Caixa agency closest to your residence. When going to her, it is important to take with you all the necessary documents to start the opening.
Upon arriving at the agency, in addition to presenting the documents, you will need to fill out and sign some forms. They will be used to formalize your account opening at Caixa Econômica Federal.
After completing and signing the documents, just wait until the bank opens the account. In a few days, you will receive your card at your home and you will be able to use it for your purchases!
Documents needed to open an account
First of all, in order to open an account with Caixa, you, the future account holder, must bring some documents with you.
They must be presented to the agency or a correspondent bank so that the entire opening process can be started. Therefore, it is important that you bring the following documents with you:
- Document with photo for your identification, such as RG and CNH;
- Your CPF document;
- A proof of residence from the last two months;
- A proof of your monthly income.
If you are a minor but have been emancipated, you can take your proof of emancipation with you.
And if you are a foreigner, but live in Brazil, you must also carry proof that you reside in the country.
Then, with these documents, you can start the whole process of opening a Caixa account and enjoy all the benefits it offers.
Neon Account: another account option for you
Although it is not possible to open a Caixa account on a cell phone, the opening process at the branches is not difficult either, as you only need to send your documents and fill in some forms.
But, if your routine doesn't allow you to go to a branch, or if you simply prefer something easier and digital, there are other digital account options that you can open on your cell phone.
One such option is the Neon account. With it, you can have your account graphically, in addition to accessing a card with no annual fee. The opening process takes place entirely through the cell phone from the application that this digital bank offers.
In the following table, you can find more information about the neon digital account and you can see which one is more worthwhile for you!
Federal Savings Bank | Neon | |
open rate | not informed | Exempt |
minimum income | not informed | not informed |
rates | not informed | Withdrawal fee of R$ 5.90 |
credit card | Yes | Yes |
Benefits | Easy access to government programs Application to move the account Loan credit and facilitated financing | 100% digital aperture No annual fee credit card international debit card |
Also, do you like what the Neon digital account can offer you? So, check out in the post below how it works to open an account at this digital bank!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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