Choosing the best digital account depends on several factors. That's because finance is a very personal thing. That is, it depends a lot on the financial reality and the day to day of each one. In general, digital accounts are a great option for those who want to live free of fees.

In addition, some digital accounts have a much simpler credit analysis process. That way, it may be a little simpler to get a credit card or a personal loan.

In today's article, we will show you the best digital account. Continue reading and find out!

As we already mentioned, choosing the best digital account is very personal. That is, it depends on your financial reality. Therefore, we will give you all the details of each of these accounts, so that you can decide. 

Read more!

Firstly, we have the BTG bank account. This bank emerged as an institution focused on finance and investments. Currently, BTG aims to help people organize their financial life.

In this sense, the account is free and even offers a credit card with cashback to invest. That is, in all your purchases you earn money back and that amount is saved for you to invest. 

That way, you don't even have to remember to set aside an amount for investments. The BTG account and card do this automatically!

The PagBank account is an automatic earnings account. That is, just leaving your money there, it already yields much more than in savings. In addition, it is also possible to acquire 3 types of cards with the PagBank account.

The bank offers the account card, which is a prepaid card but with a credit function. Therefore, it depends on the account balance. In addition, for those who do not have an account, it is also possible to have a prepaid card. 

For those who want a traditional line of credit, they can apply for a regular PagBank credit card. Incidentally, PagBank accounts and products are available to both individuals and companies.

C6 Bank has a great account for those looking for benefits and investments. That's because this bank has easy investment options and also offers advice. In addition, C6 Bank also has the C6 Tag, for you to enter parking lots and use it at toll booths.

In addition, C6 bank also has a credit card with a free annual fee. By the way, this card has its own scoring program, Atoms. With it, you can exchange points for discounts and even cashback.

When we talk about a digital account, it is common to think of Nubank. That's because this was one of the first accounts to become popular. And success corresponds to reality: the digital account is very efficient and practical.

In summary, you can perform unlimited transfers and pix. Together, the Nubank account has automatic income. Your money earns up to 100% of the CDI with daily liquidity, that is, you can operate the account normally.

In addition, the Nubank credit card has no fee or annual fee. In fact, it still has an advantage of advancing installments and having a discount directly on the invoice.

The Next account is the account that joins the digital with the traditional. That's because Next is Bradesco's digital bank. That is, you have all the benefits of digital with the security of a traditional financial institution.

Therefore, the Next account offers you a debit card and already does your credit analysis to release a card in the credit function. Incidentally, this card does not charge annuity and even has exclusive treats. 

In addition, with the account you can make unlimited transfers and pix. In addition to having the function of investments and saving money directly through the application.

In short, the Digio account yields up to 100% of the CDI and has daily liquidity. That way, you can move your account as you prefer. In addition, the account also has free Pix and TED for you.

Furthermore, with Digio you can carry out salary portability and centralize your entire financial life. Incidentally, the credit card has no annual fee and is also international. In that sense, you still have cashback for all card purchases!

Finally, we have Banco Inter, a bank with a digital account without fees. In addition, like most banks, Inter also focuses on making your financial life easier. In this way, with this digital account you have unlimited and free transfers and withdrawals. 

Furthermore, the Inter credit card has no annual fee. In fact, for purchases made at the Super App mall, you also earn cashback directly in your account. As it bears the MasterCard flag, the card also participates in the MasterCard Surpreenda program.

Finally, choosing the best digital account depends a lot on your financial reality. That way, when deciding yours, consider all factors. Think about whether you want a card with cashback, an account with automatic income or if you need free withdrawals.

All these factors can help you when choosing the best digital account. In addition, it is also worth thinking about which bank to approve you first. Also because some digital banks have a queue to participate.