Nowadays, digital accounts have become very popular and are used by everyone. Because they have no fees and are easier to use, they have become an attractive option for consumers. And in this regard, the Alt Bank digital account does not disappoint.

With it, its users have access to a debit card to make their purchases with more peace of mind. In addition, it offers several discounts at partner stores and makes your money yield 100% of the CDI!

And the best part is that it accepts everyone! Alt Bank does not perform credit checks, so it can include more people in the bank. Therefore, this becomes a great option for those who want to create their first account.

So, continue reading and find out everything about this account.

Alt Bank is known for allowing everyone to have their own bank account and card, regardless of their history or lack thereof. They do this by allowing anyone to create an account and enjoy its perks.

This way, Alt Bank is able to make more people have access to a digital account. And to make it even better, in your first 30 days of use, it offers 2% cashback on your purchases!

In addition, it also pays you commissions when you refer friends to use the digital account. Every time a friend of yours creates an account and uses the card, you can earn a commission.

In this way, Alt Bank becomes an account where you can save and earn money. But, it is also possible to make your money work for you. Every amount you leave in your account yields 100% of the CDI, a higher value than savings.

Alt Bank's digital account is recommended for those who want to have more ease when dealing with their finances. By offering a complete application, it is possible to solve all problems without leaving home.

In addition to being easy to use, it is the ideal option for those who have a bad credit history or do not yet have a history. With it, you can build your financial history and, therefore, improve your access to financial services.

The digital account has a limit that can vary from person to person. However, they allow users to build their own credit limit. They do this by turning the money you leave in the account into credit.

This way, the person can have better control over their spending and avoid getting into debt. However, it will be possible to get a higher limit on the account in the near future.

This is because they are launching their credit card, where it is possible to release a higher limit. But to do so, it will be necessary to use the card in the debit function and pay the bills on time.

Remember that it allows you to build your financial history. This way, if throughout your use of the digital account you always make payments on time, it is easier to get a higher limit at Alt Bank.

To answer this question, it is interesting that you analyze what you want to access in a digital account. Alt Bank offers some interesting advantages to its users, but it also has its disadvantages. You can check out all of this in more detail below.

In addition to being a completely digital and free account, free of annual fees and charges, the account can offer you more advantages, such as:

Among the disadvantages of digital accounts is the difficulty in accessing credit. Since your limit is basically the money you have available in your account, this can be a big obstacle for some people.

If you’re planning to make a large purchase in the future and don’t have the full amount of money to do so, an Alt Bank account may not be the best option for you. However, you still need to weigh the benefits against the benefits to decide whether this account is right for you.

If you liked the benefits and believe that the account is the ideal option for you, you can now continue creating your account!

Since it is a digital account, the entire process of opening it is done online. To do this, you need to download the Alt Bank app to start the entire process and be able to use your account!

To help you with this, we have prepared a complete article with a step-by-step guide on how to open a digital account. Check it out below!