loans
How to apply for a Bradesco payroll loan
Learn how to apply for a Bradesco payroll loan. With it, you can enjoy exclusive conditions even if you are not an account holder, such as a payment period of up to 96 months and an interest rate starting at 2.14% per month. Check out!
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Bradesco Consignado: can be requested by account holders or non-account holders
One of the best loan options is payroll, because the credit analysis is more relaxed and the certainty of payment brings more security to the bank. With that in mind, we will teach you how to apply for a Bradesco payroll loan.
In this sense, Bradesco payroll has installments with an interest rate from 2.14% per month and, also, you have up to 8 years to repay the loan. Incidentally, the installments are debited directly from your payroll or benefit.
In this article, we will explain how you can take out the loan. Interested? Read more!
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Order online
In summary, if you are not an account holder, it is not possible to take out payroll loans online, because you need to go to one of the Bradesco branches in person.
However, if you are an account holder, you can use Bradesco Celular, Internet Banking, Bradesco ATMs, Banco24Horas, Bradesco Expresso and branches.
That way, all you have to do is enter the Bradesco website, click on payroll loans and fill in the data. Then, just wait for the analysis made by the institution and the release, which are usually very quick, especially since you are already a Bradesco customer!
Request via phone
Initially, to apply for the Bradesco payroll loan over the phone, you must contact the institution by telephone so that you can clarify your doubts about the loan.
This is because hiring can only be done in person or through the application, website or self-service machines. So, check the contact number:
- Bradesco call center: 0800 704 8383.
Therefore, contact the number above or go personally to the nearest Bradesco branch to clarify your doubts.
Request by app
So, it is only possible to contract through the application if you are a Bradesco bank account holder, because account holders can apply for Bradesco Celular, Internet Banking, Bradesco self-service machines, Banco24Horas, Bradesco Expresso and branches.
That way, you just enter the application and click on payroll loans and fill in the data. Then, just wait for the analysis done by the institution!
On the other hand, if you are not an account holder, the request can only be made in person at one of the Bradesco branches.
BMG payroll loan or Bradesco payroll loan: which one to choose?
Initially, the Bradesco payroll loan is a great option for those who are account holders at Bradesco bank and also for those who are not account holders, but are looking for a loan without bureaucracy to pay their bills.
But if it's still not what you're looking for or if you don't fit the requirements, we'll also introduce you to the BMG payroll loan.
In it, hiring is completely online and very simple, so you don't have to worry about bureaucratic issues. And besides, you have up to 84 months to pay off the loan. So, see the details below and understand which works best for your reality.
BMG Payroll Loan | Bradesco Payroll Loan | |
Minimum Income | not informed | not informed |
Interest rate | From 1.80% per month | From 2,14% per month |
Deadline to pay | Up to 84 months | Up to 96 months |
Where to use the credit | No usage restrictions | No usage restrictions |
Benefits | fair rates Loan control via the app Up to 96 months to pay You can use it however you want | Up to 120 days to start paying Interest rates from 2.14% per month Direct payment on your salary Can use to pay bills |
How to apply for the BMG emergency loan
Applying for your BMG emergency loan is much easier than you might think! Read our text and understand more about this request process.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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