There are two target audiences: urban and rural. In the case of urban families, the family must have a gross monthly income of up to R$1,000. In rural families, the annual gross family income cannot exceed R$1,000. It is worth remembering that families in vulnerable or at-risk situations, those headed by women and those with children, adolescents, the elderly and people with disabilities have priority in the program.

This percentage depends on the family's income and the location of the property. For example, if the family has a gross monthly income of up to R$2,400.00, is a FGTS contributor and the property is located in the northeast region, the interest rate is around R$4.251 per month. Therefore, it is necessary to run a simulation with the financial institution to find out what your rate will be.

In this case, you should look for a financial institution that is affiliated with the program. After choosing the property according to the requirements, simply submit the documentation, wait for approval to sign the contract and, finally, get the keys to your new home.