For municipal, state and federal public servants, as well as employees of partner private companies, Santander Consignado was created with attractive interest rates and attractive and differentiated payment terms. So, find out everything about the Santander Consignado personal loan.

In this article, you'll learn more about how this credit works and how it can help you pay your bills, pay off old debts, and help you open that business.

Were you curious? Want to know more about this credit? So read this post and check it out!

The Santander Consignado personal loan is a credit modality created by the Santander bank in which you can commit the loan installments with up to 35% of your salary and with it also has attractive interest rates.

And, in addition, the payment of the installments of this loan is made directly on the payroll, which also explains the low interest rates, since the risk of default by the customer is reduced.

Thus, it is a type of credit aimed at individuals so that they can simulate and apply for credit!

Santander does not inform the limit of the Santander personal loan that can be requested, but informs that the installments must not exceed the limit of up to 35% of your salary. That way, there's a safety margin so you don't default.

So let's get to know the advantages and disadvantages of the Santander Cosignado personal loan. Check out!

Among the advantages are the interest rates that are low and attractive, as well as personalized.

That's because, the interest will depend on your credit analysis, the amount and the deadline for payment.

And in addition, you can simulate and take out the loan at any of Santander's branches, in addition to being able to do it online, via the website or the app, and you can also follow everything that happens with your process through digital channels.

Also, you have terms of up to 144 months for public servants or up to 72 months for employees of private companies.

Santander also accepts payroll portability, so if you have a payroll loan at another institution, you can transfer it to Santander!

Among the disadvantages of Santander Consignado are the accessibility for taking out credit.

That's because it is not available to all people, but only to public servants and employees of associated private companies.

And in addition, the conditions may vary according to each agency and company, so there are not very generic characteristics, but this can also be considered an advantage!

To take out the Santander Consignado personal loan, you can enter the institution's website or application, in addition to being able to go to a bank branch and speak directly with the manager. So, to better understand the step by step, click on the recommended content below.