Applying for a credit card is not always easy. This is because banks always carry out credit analysis, and it is not simple to be approved. However, some banks have less strict analyses. Furthermore, there are some tips that can help when applying for the card. In the case of digital banks, for example, approval can be faster. In today's article, we will show you how to be approved at Neon. And also tell you about the card. Continue reading and find out!

Firstly, the Neon credit card is available to bank account holders. Therefore, the card offers free annual fees and is exempt from fees. In other words, no surprise fees on your end-of-month invoice. Additionally, Neon offers the elastic limit. In this sense, with the elastic limit you can exceed the permitted value. 

However, this limit increase only applies to one-off purchases. Furthermore, you can activate or deactivate this function whenever you wish. Furthermore, the card has a virtual version for you to use when shopping online. In other words, streaming and food apps can be paid with the Neon virtual card.

Initially, one of the biggest advantages of the Neon card is the fact that it is simple and practical. In other words, the card has no fees or annual fees and is also easy to approve. Furthermore, the Neon card has an elastic limit.

This limit works as follows: if you make a purchase and your limit is not enough, the institution increases your credit without any new analysis. But remember that this only applies to one-off purchases. Still, it's an advantage. Mainly because you are not left hanging when making your purchases.

Furthermore, the card has a physical and virtual version. In other words, it is possible to use the virtual card only for online purchases. This way, you can use it for subscription payments, such as Spotify and Netflix, or even applications like Ifood. The card details are saved in the Neon app, just register the card wherever you want! As a whole, the Neon credit card is international and Visa-branded. In other words, it is accepted all over the world and in almost all establishments.

Overall, Neon's main focus is to bring convenience to its customers. Therefore, all your expenses are centralized in the application. This way, you can monitor everything and plan where to spend without getting lost. Furthermore, it is possible to put the credit invoice into automatic debit. This way, you take one thing off your list to remember. 

Finally, it is worth remembering that to have the Neon card you must also have a Neon account. Therefore, your finances become even more integrated and organized.

In general, to have a credit card approved it is important to have a good history. In other words, having already paid bills on time and also having a relatively high score. However, Neon does not specify what score is needed to obtain a card. Likewise, there are some tips to try for an easy approval. In fact, Neon has a reputation among digital bank users for approving people with lower scores.

Therefore, first create your digital account on Neon. The Neon account mainly focuses on its practicality. Furthermore, with the account you have unlimited transfers and a debit card. Together, Neon already carries out your credit analysis.

In short, using the services that the Neon digital account offers will help you to be approved. This is because it will be a way for the bank to better understand your financial habits. This way, when you make your digital account, you can already port your salary, for example. In addition to using the card at least 10 times. And, making investments in CDB Neon can be a good alternative too.

Furthermore, one last way to get approved is by joining Neon+. This program is a package of services. In other words, with it you pay a fee and are entitled to 4 free withdrawals. On the regular account, Neon only offers one. In addition to also having transfers, transfer deposit slips. However, this measure is only in case the institution doesn't really approve you anytime soon.

So, now you know the Neon credit card and have also discovered how to have your credit approved. In this other article, we show you how to request your Neon card. Read and find out!