loans
How to apply for a payroll loan
Find out how to apply for the Caixa payroll loan, with direct payroll deduction and without the need for a guarantor. Plus, take advantage of great credit conditions. Check out!
Advertisement
Consigned cash: loan with hiring without bureaucracy
First, the payroll loan is requested in numerous ways. However, it is only available to INSS beneficiaries and civil servants. In addition, employees of private companies associated with Caixa can also take advantage of this.
It is important to point out that being a Caixa customer also favors the request, in addition to receiving the salary from the bank. That is, before requesting, the tip is to do the portability! However, consult the company beforehand.
Also, check out how to apply for this loan. Follow!
Order online
First, do the simulation on the Payroll Cash loan page. Thus, you will be able to know the number of installments and the interest rate based on the total amount desired. If you happen to be an employee of a private company, first check the available margin with HR, as well as whether there is an agreement with Caixa.
In addition, Caixa customers can apply via internet banking or an application. In view of this, it is enough to fill out the required forms with personal data, in addition to proving income with photos of documents. Thus, the bank will carry out the credit analysis before approval.
Finally, the money is released into the chosen account. However, do not forget to follow the installments being deducted from the payroll.
Request via phone
It is not possible to apply for a loan over the phone. However, contact the Caixa Assistance Center. It is certainly the right channel to answer questions or contest installments, for example. See the numbers below:
- 4004 0104 (capitals and metropolitan areas);
- 0800 104 0104 (other regions).
Request by app
This request is only allowed for Caixa account holders who have already released the banking application. After that, look for the loan area and proceed with the request. Also, wait for the credit analysis and get the answer in one of the indicated channels. Certainly, it will take a few days to have the answer and the money released.
BMG loan or payroll loan: which one to choose?
How about knowing another option, so that the decision taken is effective? So, check out the comparison with another payroll option. Likewise, get a payroll discount and cash release within 24 hours. However, in the BMG payroll loan, the money falls even earlier in some cases.
BMG Payroll | Payroll Box | |
Minimum Income | not informed | not informed |
Interest rate | 1.80% per month | not informed |
Deadline to pay | Up to 96 months | Uninformed |
Where to use the credit | Payment of debts; Vacation travel. | Settlement of financial debts; Investment in a new business. |
Benefits | Release in a short time; Direct discount on the payroll; Low interest rate. | Reduced interest rate; Payroll discount; No guarantor. |
How to apply for the BMG loan
Check out how to apply for the BMG payroll loan with a long term for payment, reduced interest rate and quick release.
Trending Topics
Tag Itaú: what is it and what are the benefits?
See how Tag Itaú works, what benefits it can offer you, how to join this feature and start using it!
Keep ReadingApplication to download video: 3 best options
Downloading videos on your phone can be complicated without the video downloader app. Discover the best tools to help you!
Keep ReadingOnline SuperSim loan: with quick credit release
The online SuperSim loan has a high approval rate and allows negative credit holders to access credit. Find out here how it works.
Keep ReadingYou may also like
How to open an Uber account
The Uber account helps the company's service providers. This is because they receive the money immediately. Want to know more? Check out today's post how to open an account with Uber.
Keep Reading7 best digital wallets 2022
Taking care of our money is very important, isn't it? In this way, we can count on the best digital wallets, which help us to take care of our assets without abusive fees and in an easy way, directly from our smartphone. Check out the full list here!
Keep ReadingDiscover the TJX Rewards credit card
TJX Rewards is a store credit card. With it, you can earn while shopping at TJ Maxx stores. Want to know more about him? So follow our article.
Keep Reading