Cards

Atacadão Card or Neon Card: which is better?

As much as there are ways to buy, it is ideal to have a credit card with an international flag, interest-free installments and low annual fee, so decide between the Atacadão card or the Neon card.

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Atacadão x Neon: find out which one to choose

Cartão Atacadão ou cartão Neon: qual o ideal para compras? Fonte: Unsplash.
Atacadão card or Neon card: which one is ideal for shopping? Source: Unsplash.

Maybe you probably don't even have a credit card, so why not bring one of them into your routine and choose between the Atacadão card or the Neon card?

If you happen to have any doubts, you can solve them with the comparison below, which will bring details of rates, payment methods and advantages, so let's advance some important information.

Since the Atacadão card is accepted in more than 260 stores, the customer also uses the limit for purchases abroad and on any other site, with the chance of interest-free installments.

In the case of the Neon card, it is a digital bank that does not charge any fee or annuity from customers, as long as they undergo a credit analysis.

Now that you've had an introduction to our content today and you're curious, find out, without further ado, the information on both and decide!

How to apply for the Atacadão card

How about paying cheaper on monthly purchases and paying interest-free medicines in up to 10 installments? Learn more about the Atacadão card, which is accepted in thousands of establishments.

How to apply for the Neon card

Learn how to apply for the Neon credit card, which is growing every day in the Brazilian market.

Atacadão Cardneon card
Minimum Incomenot informednot informed
Annuity12x of R$ 11.99Exempt
FlagMastercard or VisaVisa
RoofInternationalInternational
BenefitsDid you need medication? Atacadão customers buy in 10 interest-free installments
Specific sectors offer daily installments, such as tires, mattresses and even appliances
Have 14 dates to choose the due date of the invoice and change it whenever you want
Choose from 14 invoice due dates
Withdraw from your credit limit for a small fee
The Neon customer does not pay a monthly, annuity or any membership fee
Neon+ is the chance for emergencies, enabling free withdrawals
Have a digital card, but also a physical one
Open your account and don't worry about fees
But which will be the most economical?

Atacadão Card

As much as a store card, the Atacadão card can be used in several places, with discounts and interest-free installments in some partners, such as Carrefour drugstores.

The customer will be able to pay in up to 10 interest-free installments any medicine purchase, in addition, take advantage of the lowest prices every day directly on the shelves.

This means that if a product has a price in one of the supermarkets, the label will also show the lowest price that the card customer will pay.

Also, get interest-free installments every day on appliances, mattresses, tires and other selected products. In addition, withdraw the credit limit and pay the invoice in up to 24x.

Since it is an international flag card, it also offers loans and requires a rigorous credit analysis, so to increase the chances of being accepted, keep your name clean and a record with movement in one of the stores.

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neon card

Although there are several digital accounts on the market, Neon appears to be the cheapest, especially in the company of a credit card without any fixed monthly fee.

If you happen to open the digital account, know that you will not have to worry about paying for transactions such as transfers, payments and you will have international debit and credit cards, without fees or overdraft.

You know that time of emergency when you need money? The Neon card offers three free withdrawals from your digital account at any ATM on the Banco24h Network.

In addition, the digital account is opened over the internet and the transaction is carried out through the application, requiring a credit analysis and a few days for the approval of the limit, in the case of the debit card, activation is done in minutes.

Finally, there's Neon+, which allows free withdrawals and can be renewed every month, which is very useful for those who always need cash, isn't it?

What are the advantages of the Atacadão card?

O cartão Atacadão é ideal para pagar menos por vários produtos. Fonte: Atacadão.
The Atacadão card is ideal for paying less for various products. Source: Atacadão.

Undoubtedly, for those who buy monthly at supermarkets and have businesses, for example, the Atacadão card only brings savings, so check out the advantages in detail below.

  • Always pay cheaper on large quantity products;
  • Get discounts and interest-free installments every day in specific sectors;
  • Withdrawal of the credit limit when there is an emergency;
  • Had problems? Install invoices in up to 24 installments;
  • Pay in up to 10 interest-free installments at Atacadão and Carrefour drugstores.

What are the advantages of the Neon card?

Um cartão sem anuidade que possui bandeira internacional. Fonte: Neon.
A card with no annual fee that has an international flag. Source: Neon.

Not paying any monthly fee is a benefit of the Neon card, which has many others, so follow the information below.

  • With Neon+, you get 3 free withdrawals every month; 
  • Don't worry about annual fees, monthly fees or membership;
  • No paying for account movement, such as transfers and payments;
  • Make international purchases with your credit card, such as streaming services and apps;
  • Receive your card after approval and track arrival through the app.
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What are the disadvantages of the Atacadão card?

Although it can benefit, the Atacadão card offers few interest-free installments, that is, when the installments exceed 8 installments, for example, interest is levied on the amounts, except in specific campaigns.

In addition, despite having a credit brand, the Atacadão card is not associated with banks or offers a points program, on the other hand, the installment of invoices and withdrawals have high fees, as well as taking out a personal loan.

What are the disadvantages of the Neon card?

In order for the customer to use the benefits of Neon+ and not pay for withdrawals, he needs to buy at least ten times with his credit card every month, which can be financially burdensome in some cases.

Since it is ideal for international purchases, be aware that there will be fees on each purchase, that is, pay R$4.90 on each purchase plus the expected IOF, in addition, if there are not ten purchases, withdrawals will cost R$5.90 each.

Atacadão Card or Neon Card: which one to choose?

Mas, afinal, qual o melhor? Fonte: Unsplash.
But in the end, which is the best? Source: Unsplash.

Whether you like it or not, deciding between the Atacadão card or the Neon card can be very difficult, isn't it?

This is because they are two advantageous cards, with low fees and benefits for those looking to buy cheaply and pay fair installments.

Therefore, analyze what your objective is with the credit limit, that is, is it to make monthly supermarket purchases or pay for apps and streaming services, in addition to international purchases at other establishments?

Only then will you reach the final and clear decision, not forgetting that both require credit analysis for the release of a reasonable limit.

However, don't be worried if you haven't made the decision, since there are many options on the market that can be even better, so follow us and click below to follow another comparison!

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