In Brazil, the number of people in debt increased greatly in 2020 due to the financial crisis arising from the Pandemic that also affected other countries. Thus, one of the means found by these people was to look for financial credit, such as the Just loan or Banco Paraná loan.

So, looking for quick money with interest rates that fit in your pocket and without having to pay immediately after hiring because they have a certain grace period, may be the ideal solution.

So today, let's talk a little about each of these loans and how they can help you get out of financial tightness. Check out!

So, the Just loan is what you need if you are looking for a loan that has a partnership with a reliable bank, as is the case with Banco Votorantim, which has partnered with Just to offer exclusive conditions to customers.

So, to take out personal credit at Just, all you have to do is create your registration with your phone, email and password to be able to access the platform. After that, just enter the CPF and choose which type of loan is ideal for you.

So, you also don't have to worry about offering any guarantee, because the loan can be paid through a bank slip or direct debit and you also don't need to justify the reasons for your loan, just ask and that's it!

Well, Banco Paraná offers the ideal type of payroll loan for INSS retirees and pensioners, as well as public servants of state, municipal and federal agencies, military personnel and pensioners of the Armed Forces.

So, if you fit into one of these categories, just go to the official website of the institution and do the simulation and take out the loan.

So, just enter the website to make an online appointment. Then, you provide your personal data and send all the documentation so that Banco Paraná offers the best conditions, values and interest rates for you according to your profile.

And, in addition, Banco Paraná deducts the installments directly from the servers' payroll, which is also the ideal way for people with name restrictions. In addition, you have up to 120 months to settle your debt.

So, the Just loan has several advantages, the first of which is that you have the amounts released in your account within 30 hours, that is, if you need quick money to pay a bill or open a business immediately, it could be the solution ideal.

And, in addition, loan amounts are considered high, reaching up to R$35,000.00 with an interest rate starting at 1.70% per month, being ideal for those who want to avoid entering the overdraft or credit card limit.

Thus, the term for payment also varies from 6 to 24 installments depending on the customer's choice, that's right, you choose how many installments you want to pay off your loan and, if you pay the installments in advance, you still get several discounts.

Finally, you can also reduce interest rates on the Just loan, because Just makes this option available to customers during the loan period.

Well, the Banco Paraná loan also has several advantages, for example, you have a simulation and contracting completely online and without any bureaucracy.

And, in addition, to apply for a loan at Banco Paraná you do not need to open an account, you just need to apply on the platform with all the documentation.

Thus, the payroll loan can be paid in up to 96 months and you have a grace period of 120 days to start paying, as well as even if your name has a low credit score, you can take out the loan.

So, Just is an institution that has several advantages, but also some disadvantages, for example, it is a loan that can only be applied for by people over 18 years old.

And, in addition, the amount of installments for payment of the loan is limited, that is, it does not have an extended term like some loans on the market.

So, before opting for Just, check out the other loan options on the market, even if you have a low credit score.

Well, among the disadvantages of Banco Paraná is the fact that it is a loan available only to employees of public companies.

And, in addition, it also takes longer than other loans on the market to release the requested amounts, so if you need money urgently, it is not the best option.

So, before opting for the Banco Paraná loan, make comparisons with other institutions present in the market, to find out whether or not you should take out one. Thus, you will have no more doubts when making the simulation and hiring.

So, if you are looking for money to settle debts, open a business or try to ease your current financial situation, the Just loan or Banco Paraná loan may be what you need, as they offer conditions ranging from low interest rates to grace periods. reaching 120 days.

So, you just have to calmly analyze everything that has been exposed here for each one of them to know which is the right decision to be made. Also, if you want to know about other financial products, click on our recommended content and check it out!