loans

Discover the Creditas personal loan

The Creditas personal loan offers reduced interest rates starting at 0.99% per month and the application is 100% online. Find out more here!

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Creditas: three types of credit that suit your needs

Conheça o empréstimo pessoal Creditas. Fonte: Creditas.
Discover the Creditas personal loan. Source: Creditas.

Well, Creditas is one of the best online credit companies in Brazil.

Thus, the process is much faster, as the request is made digitally. Furthermore, personalized service guarantees that you will have the best solutions according to your needs.

Therefore, check out the three types of credit available below and choose the one that best fits your financial life. So, shall we go?

How to apply for the Creditas loan

With the Creditas loan, you have three types of credit to choose the one that best fits your financial life. Check how to apply!

How does the Creditas personal loan work?

Mas, afinal, como o empréstimo funciona? Fonte: Creditas.
But, after all, how does the loan work? Source: Creditas.

So, Creditas offers three options for you to choose the one that best suits your financial life: property guarantee, car guarantee and loan guarantee.

Thus, in the loan with property as collateral, the credit values are higher and the interest varies from 0.79% per month + IPCA. Furthermore, installments can be paid in up to 240 months, which is equivalent to 20 years.

This way, you can make good long-term financial planning to pay off the debt. Furthermore, it is worth highlighting that the property is still in your name and you can continue using it normally.

In terms of credit with a vehicle guarantee, the amounts available are lower and interest rates range from 0.99% per month. In this case, the payment period is up to 60 months, that is, 5 years. This way, as the values are lower, you have less time to pay.

Finally, the private payroll loan is ideal for workers with a formal contract. However, your company must be a Creditas partner for you to place the order. However, if it is not yet an agreement, you can provide the requested data so that Creditas can resolve the situation.

So, this modality offers rates starting at 0.99% per month and installments in up to 48 months, equivalent to 4 years.

What is the Creditas personal loan limit?

As we already mentioned, each modality has a different limit. So, check the values of the three options below.

  • Property under guarantee: from R$ 30 thousand to R$ 3 million with a minimum payment of 60 months and a maximum of 240 months;
  • Car under warranty: from R$ 5 thousand to R$ 150 thousand with a minimum payment of 18 months and a maximum of 60 months;
  • Consigned: from R$ 500.00 to R$ 50 thousand with a minimum payment of 6 months and a maximum of 48 months.

Therefore, you must calmly evaluate the conditions of each modality and decide which one is best suited to your financial needs.

Is Creditas personal loan worth it?

Mas, afinal, o empréstimo vale a pena? Fonte: Creditas.
But, after all, is the loan worth it? Source: Creditas.

Well, the loan is a good option for those who need extra money. This is because Creditas is one of the best digital credit companies and you will be sure that you are getting a reliable and quality service.

Furthermore, the offer of three modalities allows you to choose the one that best suits your current financial life.

How to take out a Creditas personal loan?

Without a doubt, the process for applying for your credit is very simple, as it is done 100% online.

Therefore, you must access the website and simulate the ideal loan for you. After that, simply provide the necessary information and wait for the company to analyze it.

So, if you are interested in credit and want to know more details on how to apply, check out our recommended content below.

How to apply for the Creditas loan

With the Creditas loan, you have three types of credit to choose the one that best fits your financial life. Check how to apply!

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