First of all, without a doubt, the Cetelem loan is a good option for INSS retirees and pensioners, federal civil servants and military personnel in the army, as it offers reduced interest rates and a 36-month term for debt repayment.

In addition, Banco Cetelem is a reliable institution, with more than 50 years of experience in the international market and present in Brazil since 1998.

Also, if you want to know how to apply for your credit and make your dreams come true. Then check out our tips below!

Although it is not possible to hire online, you can do a simulation to find out about the available offers.

Then, access the official website of Cetelem and click on “Simulate and contract”. Thus, you will be directed to WhatsApp at number (11) 98928 0733 to carry out the process.

In addition, you can make the request by phone by contacting the Relationship Center at the following numbers:

By the way, if you prefer, you can find an authorized correspondent closer to your address on the official website so that he can help you in the process.

Finally, you can download the Cetelem app to make it easier and clear your doubts about the loan. So, the app is available both on Google Play and the App Store.

So, if you've come this far and still aren't sure which Cetelem credit is best for you, don't worry!

In addition, we made an exclusive comparison for you to consult based on the best loans on the market. Thus, you can analyze new options and decide which is the best choice for your financial life. So check it out!