Cards

PagSeguro Card or PagBank Card: which is better?

Deciding between a PagSeguro card or a PagBank card is difficult. However, when comparing credits, it becomes easier to order the ideal model for you! Check it out here!

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PagSeguro X PagBank: discover which is the best

PagSeguro X PagBank: descubra qual o melhor
PagSeguro X PagBank: discover which is the best

At first, choosing between the PagSeguro card or the PagBank card can be complicated. Because, like other types of credit on the market, both have advantages and disadvantages.

However, what you should consider is which model, PagSeguro card or PagBank card, best suits your needs. In this sense, it is worth comparing the modalities. 

Since it was created, the PagBank digital account guarantees ease in the daily lives of customers. Today, it is possible to create a bank account and have the best credit card models, from your own account or prepaid.

So, with so many possibilities, it can be difficult to make a choice between the PagSeguro card or the PagBank card. However, it is not impossible, just compare the models and choose the one that best suits you!

How to apply for the PagSeguro Prepaid Card

Do you already know how to apply for the secure pag prepaid card? So watch the step by step now and order yours now without leaving home.

How to apply for PagBank Card

If you liked the options and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.

PagSeguroPagBank
AnnuityFreeFree
FlagMasterCardVisa
RoofInternationalInternational
BenefitsNo need to have a bank account
No annual fee or monthly fee
Accepted in national and international establishments
Greater financial control
No credit analysis
No annual fee or monthly fee
Accepted in national and international establishments
Approximation payment system
Exclusive promotions like Vai de Visa
Possibility of making withdrawals

PagSeguro Card

Cartão PagSeguro
PagSeguro Card

Firstly, the PagSeguro card is a prepaid credit modality. 

Currently, the search for prepaid cards has increased, as it is an easier alternative to obtain credit approval. However, this is an excellent option for people with negative names. 

So, if you are looking for greater financial control, without running the risk of compromising your money, the PagSeguro card is a great option. 

However, as it is a prepaid modality, it is necessary to recharge your card before using it. Therefore, they work as the customer himself determines, without the risk of compromising finances.

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PagBank card

Cartão PagBank
PagBank card

First, the PagBank card works like any type of credit on the market. 

Therefore, the way you make your purchases remains the same: all your expenses generate an invoice that, when due, must be paid. Therefore, this is the main difference between the PagSeguro card and the PagBank card.

And, like any other, the financial institution sets an initial limit to its customers. Eventually, as you use the card to make your purchases, the bank increases the initial limit amount. 

In addition, the card is issued under the Visa International flag. However, due to this characteristic, it is possible to make purchases in national and international establishments.

Furthermore, not counting the benefits of the Vai de Visa program, which offers several advantages to users.

What are the advantages of the PagSeguro card?

First, just like any type of card, the PagSeguro card or PagBank card has advantages. 

So, before choosing your card, consider the following benefits:

  • It is not necessary to have a bank account;
  • No annuity;
  • The card has international coverage;
  • It is possible to check the balance and extract in your PagSeguro account;
  • Ensures greater financial control;
  • The customer does not undergo a credit analysis.

What are the advantages of the PagBank card?

Like the PagSeguro card, the PagBank card has the following advantages:

  • No annuity;
  • Accepted in national and international establishments;
  • Possible to make withdrawals with the card;
  • It has the approximation payment system;
  • Finally, it has the advantages of the Vai de Visa program.
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What are the disadvantages of the PagSeguro card?

On the other hand, both cards have disadvantages. So, see what PagSeguro offers:

  • It is not possible to pay your purchases in installments;
  • Membership fee of R $12.90;
  • However, the withdrawal fee of R $7.50.

What are the disadvantages of the PagBank card?

Like the PagSeguro card, the PagBank card has the following disadvantages:

  • Withdrawal fee of R $7.50;
  • Limit of 5 monthly transfers.

PagSeguro card or PagBank card: which one to choose?

Finally, now that you know all the characteristics of the PagSeguro card or PagBank card, it is easier to choose which portability to carry out. 

Finally, consider the card that best suits your needs! 

How to apply for the PagSeguro Prepaid Card

Do you already know how to apply for the secure pag prepaid card? So watch the step by step now and order yours now without leaving home.

How to apply for PagBank Card

If you liked the options and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.

About the author  /  Aline Augusto

Professional writer and Systems Analyst, passionate about writing and learning! Specialized in Content Marketing and SEO.

Reviewed by  /  Junior Aguiar

Senior Editor

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