The Shoptime credit card is one of the many store card options we have in Brazil. However, its use is not exclusive to network stores.

The card has a Visa flag. Thus, it allows purchases inside and outside Shoptime. However, for purchases in the brand's stores, the customer who has the card will find discounts and better installment conditions.

In addition, the card has some additional benefits. Most of them refer to shopping at Shoptime. To learn more about these advantages and the card itself, keep reading and check out the main details!

The Shoptime store credit card only works in the credit function. That is, it does not have a debit, even because it is not linked to a checking account. In addition, this card has a Visa flag, however with national coverage.

As a result, the card does not allow purchases outside the national territory, either in person or over the internet. Thus, he limits the possibilities that the customer has. Still, it's useless in the face of a trip abroad.

This card's limit is one of its high points. As we said before, it can be used inside and outside Shoptime stores, as long as it is in Brazil. However, it has a special value for purchases that occur in the brand's stores.

But how so? For all purchases with installments above R$ 20 on Shoptime, the card automatically uses the Super Limit, if it is available. 

Consider that you have R$ 1,000 limit and Super Limit of the same amount. When making a purchase of R$ 500 at Shoptime, the card will give preference to the use of the Super Limit, which is exclusive to that store.

With this, you keep intact the limit of R$ 1,000 to use in other establishments. Or, you can make a purchase, as long as it is in Shoptime, greater than this value. In this case, the Limit is added to the Super Limit.

The amount that is available varies according to each client. This, therefore, demands analysis of credit and personal data.

Check out the main highs and lows of the Shoptime card to see if it's worth it for you!

The first positive point of the Shoptime credit card is that it has an extra limit, the Super Limit. With this, it allows your purchases on this network not to reduce the amount you have available to shop at other establishments.

In addition, you can make purchases greater than your original limit, as long as they are compatible with Super Limit and Shoptime, adding both types of limits.

Still, Shoptime has a partnership with AME. This is a cashback service. To do so, simply register with AME and then make the purchase at Shoptime with the brand's credit card.

Furthermore, with the Shoptime credit card you will find exclusive discounts at the brand's stores. And not only that, but also special installment conditions, with the possibility of up to 36 fixed installments on your purchases.

When using the credit card in the brand's store, you accumulate points in the Shop+ program. With it, you earn points that allow you to exchange for products and discounts on purchases.

Another benefit of the Shoptime card is that it has a Visa flag. As a result, it offers the Vai de Visa program, which accumulates points on any purchase. That is, those made at Shoptime and elsewhere.

On the other hand, a negative point of the Shoptime credit card is that it charges an annual fee. That is, fees for offering your services. It is 12 installments of R$ 15.7, which adds up to R$ 188.40 per year.

Finally, another not so good point about the Shoptime card is that it can only be used in the national territory. That is, it does not allow purchases in international territory and on foreign websites.

To make a Shoptime card, just go to the brand's website and then click on “Shoptime Card” on the top tab. Then click on “Order Now”. Finally, register, provide information and complete the order. 

Afterwards, you receive an answer about granting or not. If so, you receive the card at your home in a few days.