Cards
Discover the Havan credit card
The Havan credit card was launched to further encourage customers to shop at this large retailer. Find out why it's a good choice for you below.
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Hawaii credit card
The Havan credit card was strategically developed by this large department store. Therefore, the main objective of this new product is to offer customer loyalty by offering more benefits and facilities for paying for purchases.
Unlike a regular credit card, this one is for exclusive use in the group's stores. In addition to not having a flag, there is also no annuity charge or membership fee. Thus, customers can take advantage of various payment terms and attractive discounts.
Now that you know some features of the Havan card, how about learning more about how it works and the benefits it offers? So, keep reading and learn all about this option!
How to apply for the Havan card
The Havan card has no annual fee and offers several advantages to Havan store customers. Find out how to order yours!
minimum income | Free |
Annuity | Free |
Flag | no flag |
Roof | National |
Benefits | No annuity Accepted at Havan's 134 physical and online stores Payment of the first card purchase within 40 days |
How does the Havan credit card work?
As it does not have a flag, the Havan credit card does not work like the others. Therefore, as the card is exclusive to Havan stores for their most loyal customers, it is not accepted in other establishments that are not part of the chain.
With the Havan card, customers can shop at the company's 134 physical and online stores. In addition, it has several benefits, among them the one that stands out the most is the exemption of annuity and membership fees.
It is a good option for those who shop frequently at the chain's stores. After all, in addition to not paying anything for its use, customers have easy payments and special conditions to acquire the products.
What are the advantages of the Havan credit card?
Although it can only be used in the chain's stores, the Havan credit card has many advantages for customers who use it. So, see below which are the main ones:
- 2nd copy of the free card;
- No membership or annual fee;
- Online statement consultation at any time;
- Special promotions valid only for customers;
- Payment of the first card purchase within 40 days;
- Installment of purchases in up to 10 installments without interest and without entry;
- Flexibility in choosing the due date of the card bill;
- Additional card for a dependent aged at least 16 years and family ties.
What are the downsides?
Like other credit cards, this Havan product has advantages and disadvantages. An example of this is that it is not accepted in other commercial establishments, and its use is exclusive to the 134 stores in the network.
This, without a doubt, can mean a great inconvenience for customers who have different consumer profiles and like to shop elsewhere. There are also other negative points related to this card, see below some of them:
- does not have a program cashback;
- There is no points accumulation program;
- Card approval subject to credit analysis.
Is Havan credit card worth it?
As it is an exclusive product of the group's stores, the Havan credit card is an interesting option for the chain's customers. After all, they can take better advantage of discounts and promotions made by the company.
In addition to better purchasing opportunities for consumers, there are also no membership or annual fees. But this does not mean that customers are exempt from other charges, such as late fees and interest due to purchases in installments.
These aspects must be observed before applying for the card. After all, a benefit such as annuity exemption, for example, may not compensate for other fees with expressive values. So, evaluating this is essential for the correct use of the card.
How to make the Havan Card?
The use of the Havan credit card can be a great advantage for customers of the brand's department stores. Especially because of the facilities offered for purchasing products.
The annual fee exemption, discounts, promotions and various payment conditions can also be a great attraction for ordering this card. Therefore, if you wish to apply for your card, click on the button below to find out the step-by-step instructions on how to apply for this credit card. Check out.
How to apply for the Havan card
The Havan card has no annual fee and offers several advantages to Havan store customers. Find out how to order yours!
About the author / Lays Brandão
Reviewed by / Junior Aguiar
Senior Editor
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