The use of credit cards is becoming more and more indispensable in our daily spending. Because it is through it that we make digital signatures and purchases, both nationally and internationally. Thus, those with restrictions on the CPF may think that they will not find good card options with international coverage for negatives. But not quite!

Because contrary to what you can imagine, there are several types of credit cards that accept negative ones. In addition, these cards have an international flag and other types of benefits. That is, it's not because you're negative that you can't enjoy a good credit card, right?

So, worry no more! In this article, we have gathered a series of excellent card options with international coverage for negative credit cards. So you will understand once and for all that it is possible to have a good financial product in terms of the card, even for those with a dirty name.

So let's go! Continue with us and check out more information on this subject below, in addition to our exclusive list of credit cards.

You might even have that misconception that a negative person could never have a credit card. But this is far from reality, believe me! Because there are indeed good options in the Brazilian market for those with restrictions on the CPF. 

Furthermore, they are not low quality cards that offer few advantages, no! Because they are cards from excellent financial institutions that also bring benefit programs, cashback and other exclusive advantages to their customers.

So, basically the answer to this question would be: YES, negative people can certainly have a card! Furthermore, we reinforce that there are several card options with international coverage for specific negatives. 

In other words, they are prepaid credit card types, payroll or with other characteristics that do not require consultation with the CPF in credit protection agencies, such as SPC and Serasa.

Furthermore, they may not even ask for proof of income, minimum income amount or even for the customer to open a bank account in order to apply for the card. Thus, you have access to the facilities and benefits of a card with international coverage for negative credit cards.

So why not continue your reading and check out our exclusive list of the 7 best cards in this category below? Let's go! 

So let's start to understand what are the best options for those with restrictions on their CPF. Thus, you will realize how great options full of advantages are, with international coverage of excellent flags such as Mastercard and Visa.

But let's cut to the chase, and start our list below with the Neon card!

Neon is one more among digital banks, a new modality in the increasingly growing Brazilian credit card market. So, Neon's card also attracts customers because it is a card with international coverage for negatives. That is, without consultation with the SPC and Serasa.

But it didn't end there! Because it also became quite popular due to the absence of an annuity fee and the international flag being Visa. So, the only drawback is that to be able to apply for your card you need to have an open digital bank account.

However, the Neon card is a great option, with a different assessment and that does not require a minimum income. In addition, you have a multiple card 2 in 1, with debit and credit function. And all this with all the benefits of the Visa International brand, and a digital account with zero fees to use.

That is, great advantages for those who are negative and want a credit card with a digital account, right?

Because surely you already know Nubank, right? Incidentally, it is the most popular recently among mastercard cards with no annual fee and with a digital account.

Because Nubank now offers credit cards with an initial limit of R$50 reais for new negative customers, or those who were not previously approved. So, he is now part of the card list with international coverage for negatives!

In addition, customers can request the Nubank Rewards benefit program for R$19.00 reais per month. Thus, you earn 1 point for every real R$1.00 spent. Then, you can use the points for invoice discounts! 

In addition, you can also transfer points from your Nubank to the Smiles airline miles program. So every 4 points you generate 1 mile! But to make it easier, see below what are the main advantages of the Nubank card for you who are negative:

So, if you are looking for agility and less bureaucracy to solve your financial life, Nubank offers an excellent card with Mastercard international coverage for negatives!

This financial product from Banco Inter is another Mastercard card with no annual fee and full of extra benefits. In addition, it is also available for negative and low score people. 

So, he could never be left out of our list of cards with international coverage for negatives, right?

In addition, it is an international payroll credit card with the Mastercard brand. That is, it has Mastercard International facilities and even allows you to pay in installments for your purchases in Brazil and abroad. But everything with invoice discount directly from your salary or INSS benefit.

So, to make it easier for you to understand the main advantages of the card for negatives, see the list below:

So don't miss the opportunity, if you're interested, check out our post below on how to apply for this amazing payroll card with international coverage for negatives!

Because this credit card is of the payroll type, therefore it is an exclusive financial product for INSS retirees and pensioners, as well as federal, state and municipal public servants. In addition, it accepts people with restriction on the CPF.

So, of course, he's on our list of card options with international coverage for negatives, and he's full of benefits! 

Thus, this payroll-deductible financial product from Banco BMG offers many advantages to its customers. 

Therefore, among them we can highlight:

Do you know C6 Bank? Because it is a new fintech on the market, which offers an account that is free of monthly fees, just like the C6 card. Thus, this card enters our list as a card with international coverage for negatives, with the Mastercard brand. 

So, with it, the customer can participate in the Mastercard Surpreenda, as well as the Átomos program, from C6 Bank itself. Also, the points do not expire! Thus, C6 is a ZERO annuity card, with Mastercard benefits and more the advantages of C6 Bank!

Did you see how many benefits on a card that accepts people with CPF restrictions? Then check out some more positive features below.

Furthermore, the card is multiple, having both credit and debit functions. But it's not over! Because you also do not pay fees and fees for issuing a card or maintaining an account. 

But the main advantage is the annuity exemption and zero fee for the main services, such as transfers and deposits. So, did you see which card show negative people choose to have?

Well, it's really worth asking for your Caixa Simples. So, as one of the options on our list of cards with negative coverage, it also has several advantages in addition to focusing on retirees and/or negatives.

Thus, it is also popular for its annuity exemption and for having interest rates up to 3x lower than conventional cards! In addition, this card with the Elo Internacional flag is excellent and very easy to obtain.

So what are you waiting for to order yours? Check it out below!

Because the Superdigital card is another excellent option for a card with international coverage for negatives. Thus, this fintech linked to the Santander bank, brings this new card especially to make life easier for those in this situation.

Therefore, whoever applies for the Superdigital card acquires an excellent financial product in prepaid mode. In addition, they will have access to a 100% digital account. In addition, you can manage your expenses, balance, financial account transactions, all through an exclusive Superdigital app.

Thus, you manage to keep your financial planning up to date, to facilitate the process of paying off debts and escaping from new debts. Furthermore, no proof of income is required and no credit analysis is carried out.

So, don't miss out on this excellent card option with Mastercard International coverage, especially for negatives!

Or if you are already sure that this card is for you, apply for the card now by downloading the Superdigital application and opening your account in less than 10 minutes.

As we demonstrate in our list, having a bad name does not mean that you will not have access to good credit cards with an international flag. Thus, a good search and comparison is enough to choose the best card with international coverage for negative credit cards.

But what to consider when making this choice? Well, there are some basic questions to keep in mind when choosing. First, think about your consumer profile, and which type of card would suit you best:

So, after deciding on the type of card for negatives, it's time to think about

Which international flag do you like the most for its benefits:

So, it's time to think about what types of benefit programs you would use the most. For example:

So, after taking all these items into consideration, you will definitely be able to choose an excellent card with international coverage for bad debts. And the best, it will be a card according to your consumer profile!