According to a survey by SPC Brasil and the CNDL, around 40% of the adult Brazilian population is indebted and this has worsened in recent months due to the new coronavirus. So, the search for ways to get money also increased, leaving the question: What would be the best loans for negatives?

This is because the negatives are already having financial problems, but they also need money to continue dealing with the bills that keep coming. So, you need to find the best loans that don't make this snowball!

Therefore, today we are going to show you which are the best loans for negatives and other useful information on the subject! Check out!

That said, let's show you the 7 best loans for bad credit:

At first, Agibank is a financial institution that offers very interesting and attractive proposals for products and services to its customers. Furthermore, Agibank's purpose is to combine comfort, security and practicality in providing services to consumers.

So, Agibank has a current account, debit and credit cards, forms of investments and consortia, personal credit, and means of payment.

In this regard, the Agibank loan is very interesting, since the minimum and maximum installments are variable and the minimum income to apply for the loan is a minimum wage.

That said, its cap value is R$15,000.00, and interest rates start at 2.08% per month.

So, just separate the personal documents and make the request that will be subject to credit analysis! Therefore, Agibank is one of the institutions with the best loans for negatives!

Well, the BMG bank is a bank considered one of the best options for loans for negatives.

This is because BMG was one of the pioneers in offering financial services such as payroll loans, thus becoming the focus of its business.

In this regard, the loan for negatives emerged in November/2020 and is an emergency credit offer with payment in up to 12 months and release of money into the applicant's account within 24 hours, with the cheapest interest rates in the world. Marketplace!

To access the services, you must be retired or receive a pension from the INSS, be a public servant or employee of a private company associated with Banco BMG. It is part of the BMG Super Account package, which includes a checking account with no fees!

So, Simplic's proposal is to make financial loans more accessible for people with a dirty name, bringing several quality products. In this, the loan amount varies and can reach R$3,500.

So, you need to do an analysis and then apply for the loan you want. After that, the registration will go to a credit analysis and the data provided must be correct.

Well, Creditas is considered the biggest fintech that works with loans in Brazil.

This is because it has products and services accessible to people with a dirty name, making this process simpler than in other conventional banks.

It is important to mention that Creditas loans for bad debts work by giving a property as collateral and you can request up to 60% of the value of the property given as collateral!

Initially, Olé Consignado was born in February 2015, the result of a collaboration between Banco Bonsucesso and Santander.

In this regard, its main mission is to strengthen the brand so that it is recognized as a solution for Brazilians who have a dirty name and need credit.

So, to apply for loans for negatives, it is required to inform all personal data such as CPF, RG, proof of address and income.

And if the negative is retired or receiving a pension from the INSS, he must provide data on the benefit such as the number and value.

Well, another option for loans for negatives is Banco do Brasil, the oldest financial institution in Brazil, which currently has more than 5,000 branches throughout the country.

The fact is that such a long history has earned it credibility and trust among Brazilians.

In the case of customers, in order to access a loan from Banco do Brasil, it is necessary to have the Adhesion Contract to the General Clauses of the CDC signed. That's because this contract grants access to all lines of credit.

On the other hand, if you are not a customer, you only need to go to one of the branches to consult the contracting conditions that are specific to each agreement.

So, Crefisa is a well-known company in the market that has several loan proposals, aimed at serving retirees, civil servants, pensioners and employees of private companies, offering quality services.

To access the loan, simply present your original RG and CPF, proof of current residence, the last two original proofs of income and the last two bank statements, with credit from your last salary.

Therefore, there are several negative loans on the market, just do a thorough analysis to choose which one best meets your expectations!

So, we come to the end of our list of the best bad debt loans! We hope that now it is easier for you to search and decide on the best credit option for you.

But if you still have any doubts, we suggest you check out our content below, with more information and excellent loan options with the lowest interest rates in the Brazilian market.